791 Topview Dr, Otsego, MI 49078 Property Records

Allegan County property record for 791 Topview Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1994
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-510-011-00`

Property Details

APN / Parcel Number

Primary APN	`08-510-011-00`
Alternative APN	`03-08-510-011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft
Unfinished Basement	1,370 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	791 TOPVIEW DR
City	OTSEGO
State	MI
Zip	49078-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 11 TOP VIEW SEC 18 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	18
Legal Subdivision	TOP VIEW
Legal Lot Number	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2020
Census Tract	32000

Owner

791 Topview Dr is owned and occupied by two individuals who acquired it in February 2000.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	791 TOPVIEW DR, OTSEGO, MI 49078-9705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2000
Deed Sale	Feb 14, 2000
Prior Sale	Feb 1, 2000
Deed Book / Page	1922 / 134
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	791 TOPVIEW DR, OTSEGO, MI 49078-9705
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4582/78
Date	Feb 24, 2021
Book Page	4582/78

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	791 TOPVIEW DR, OTSEGO, MI 49078-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4261/809
Date	Jul 10, 2018
Book Page	4261/809

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 791 Topview Dr was $2,701 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,100 Land $12,600 Building $111,500	$248,200 Land $25,200 Building $223,000
2025	$2,701.00
2023		$84,700 Land $10,000 Building $74,700	$169,400 Land $20,000 Building $149,400
2022	$2,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 791 Topview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 791 Topview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: 123.NET.

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