797 Placer Dr, Fruita, CO 81521 Property Records

Mesa County property record for 797 Placer Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,395 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Nov 2013)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-074-23-003`

Property Details

APN / Parcel Number

Primary APN	`2697-074-23-003`
Alternative APN	`R007729`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,395 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	2,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	639 sqft
Porch	Slab
Porch Area	114 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R007729
Street Address	797 PLACER DR
City	FRUITA
State	CO
Zip	81521-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 COMSTOCK ESTATES FILING NO EIGHT SEC 7 1N 2W - 0.21AC
Legal Range	002
Legal Township	01N
Legal Section	07
Legal Subdivision	COMSTOCK ESTATES FILING NO EIGHT
Legal Block	23
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	1
Census Block	1005
Census Tract	1503

Owner

Source: Mesa County records · APN 2697-074-23-003

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	797 PLACER DR, FRUITA, CO 81521-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Prior Sale	Mar 15, 2010 · Amount on Record
Deed Document Number	20132674379
Deed Book / Page	5546 / 300
Prior Transfer Date	Apr 10, 2009
Prior Transfer Doc	0002484172
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	797 PLACER DR, FRUITA, CO 81521-8900
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003064877
Date	May 26, 2023
Instrument	3064877

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	LONGMONT, CO 80501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2028
Min Rate At Change	5%
Max Rate At Change	8.98%
Index	5-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (-12.72%)	$33,350 (+5.74%) Land $6,690 Building $26,660	$533,570 (+13.35%) Land $107,000 Building $426,570
2024	$2,586.00 (+0.54%)	$31,540 (-) Land $5,880 Building $25,660
2023	$2,572.00 (+13.05%)	$31,540 (+14.94%) Land $5,880 Building $25,660	$470,710 (+19.23%) Land $87,750 Building $382,960
2022	$2,275.00	$27,440 Land $4,170 Building $23,270
2021			$394,790 Land $60,000 Building $334,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UTE WCD serves 92,580 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.