784 Placer Dr, Fruita, CO 81521 Property Records

Mesa County property record for 784 Placer Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,847 sqft · built 2003
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Oct 2024)
Tax Bill$2,390 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2697-074-15-024

Property Details

APN / Parcel Number

Primary APN2697-074-15-024
Alternative APN
  • R007574

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,847 sqft Living Area
Gross Area2,500 sqft
1st Floor Area1,847 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area653 sqft
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR007574
Street Address784 PLACER DR
CityFRUITA
StateCO
Zip81521-2498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 COMSTOCK ESTATES FILING NO SEVEN SEC 7 1N 2W - 0.17AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionCOMSTOCK ESTATES FILING NO SEVEN
Legal Block15
Legal Lot Number24
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1004
Census Tract1503

Owner

784 Placer Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Mesa County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address784 PLACER DR, FRUITA, CO 81521-2498
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Special Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2018Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on File
Deed SaleOct 21, 2024 · Amount on File
Prior SaleJul 5, 2022 · Amount on File
Deed Document Number20243107377
Record UpdatedOct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateJul 5, 2022
Property Address784 PLACER DR, FRUITA, CO 81521-2498
Document Number0003036775
Instrument DateJul 1, 2022
Instrument3036775
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address784 PLACER DR, FRUITA, CO 81521-2498

Mortgage

Document Number0003036776
DateJul 5, 2022
Instrument3036776
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateOct 12, 2018
Property Address784 PLACER DR, FRUITA, CO 81521-2498
Document Number0002857950
Instrument DateOct 12, 2018
Instrument2857950
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAND TITLE GUARANTEE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1080 20 RD, FRUITA, CO 81521-9311

Mortgage

Document Number0002857951
DateOct 12, 2018
Instrument2857951
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 784 Placer Dr was $2,390, up 9.3% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,390.00 (+9.33%)$28,690 (+7.61%) Land $6,690 Building $22,000$458,990 Land $107,000 Building $351,990
2024$2,186.00 (+0.55%)$26,660 (-) Land $5,770 Building $20,890
2023$2,174.00 (+15.03%)$26,660 (+16.93%) Land $5,770 Building $20,890$397,840 Land $86,100 Building $311,740
2022$1,890.00$22,800 Land $4,170 Building $18,630
2021$328,120 Land $60,000 Building $268,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 784 Placer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 784 Placer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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