7965 Thomas Rd, Middletown, OH 45042 Property Records

Butler County property record for 7965 Thomas Rd, Middletown, OH 45042

Property Summary

Property Type	Rural Home
Details	2,156 sqft · built 2024
Lot Size	2.83 acres (123,580 sqft)
Owner	Individual Name on Record
Last Sale	$74,800 (Mar 2022)
Tax Bill	$6,388 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E2210-011.000-072`

Property Details

APN / Parcel Number

Primary APN	`E2210-011.000-072`
Alternative APNs	`274015` `276475`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft
Family Room	Family Room

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Lot Area	123,580 sqft (2.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7965 THOMAS RD
City	MIDDLETOWN
State	OH
Zip	45042-1214
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	4 2 2 CTR PT
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2008
Census Tract	12100

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7965 THOMAS RD, MIDDLETOWN, OH 45042-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Construction Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 28, 2022	Warranty Deed, Transfer · Balloon Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	2022-00014258
Deed Book / Page	9827 / 621
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	7965 THOMAS RD, MIDDLETOWN, OH 45042-1214
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 LAKE FOREST DR, DAYTON, OH 45449-1664

Mortgage

Document Number	0000011305
Date	Apr 12, 2024
Book Page	10076/1679
Instrument	2024-00011305

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2039
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 28, 2022
Property Address	7965 THOMAS RD, MIDDLETOWN, OH 45042-1214
Document Number	0000014258
Book / Page	9827 / 621
Instrument Date	Feb 8, 2022
Instrument	2022-00014258
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	605 LAKE FOREST DR, WEST CARROLLTON, OH 45449-1664

Mortgage

Document Number	0009827625
Date	Mar 28, 2022
Instrument	9827/625

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,388.00 (+2,871.16%)	$152,390 (+2,847.58%) Land $17,240 Building $135,150	$435,390 (+2,849.8%) Land $49,260 Building $386,130
2023	$215.00 (-73.42%)	$5,170 (-) Land $5,170	$14,760 (-) Land $14,760
2022	$809.00	$5,170 Land $5,170
2020			$14,760 Land $14,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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