7959 Apache Ln, Lakeland, FL 33810 Property Records

Polk County property record for 7959 Apache Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,090 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$484 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-10-000823-010290`

Property Details

APN / Parcel Number

Primary APN	`23-27-10-000823-010290`
Alternative APNs	`102723000823010290` `02723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,090 sqft Living Area
Gross Area	1,489 sqft
1st Floor Area	1,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7959 APACHE LN
City	LAKELAND
State	FL
Zip	33810-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS PHASE TWO PB 87 PG 23 BLK A LOT 29
Legal Range	23E
Legal Township	27S
Legal Section	10
Legal Subdivision	INDIAN HEIGHTS PHASE TWO
Legal Phase	2
Legal Tract	823
Legal Block	A
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12133

Owner

7959 Apache Ln is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	7959 APACHE LN, LAKELAND, FL 33810-2171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7959 APACHE LN, LAKELAND, FL 33810-2171
Document Number	0113121843
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7959 APACHE LN LAKELAND FL 338102171, LAKELAND, FL 33810-2171

Mortgage

Document Number	0113121843
Date	Jul 27, 2020
Book Page	011312/001843
Instrument	150596

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7959 Apache Ln was $484 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,756 (+2.7%)	$202,355 (-5.92%) Land $50,000 Building $152,355
2025	$484.00 Homeowner's exemption	$77,659	$215,081 Land $50,000 Building $165,081
2023	$1,001.00 (+5.93%) Homeowner's exemption	$73,272 (+3%)	$208,732 (+15.26%) Land $48,000 Building $160,732
2022	$945.00 Homeowner's exemption	$71,138	$181,098 Land $40,000 Building $141,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7959 Apache Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7959 Apache Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20