Polk County property record for 7967 Apache Ln, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1992 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Sep 2012) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-10-000823-010280 |
| Primary APN | 23-27-10-000823-010280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 83 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 7967 APACHE LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN HEIGHTS PHASE TWO PB 87 PG 23 BLK A LOT 28 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | INDIAN HEIGHTS PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 823 |
| Legal Block | A |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12133 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7967 APACHE LN, LAKELAND, FL 33810-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit TRAX FCU |
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Feb 8, 2006 · Amount on Record |
| Deed Document Number | 2012164212 |
| Deed Book / Page | 8749 / 1332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7967 APACHE LN, LAKELAND, FL 33810-2171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7697 APACHE LN, LAKELAND, FL 33810 |
| Document Number | 0000178479 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 12783/1857 |
| Instrument | 2023178479 |
| Name | TRAX FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7967 APACHE LN, LAKELAND, FL 33810-2171 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7957 APACHE LN, LAKELAND, FL 33810-2171 |
| Document Number | 0000062462 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 12151/367 |
| Instrument | 2022062462 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7967 APACHE LN, LAKELAND, FL 33810-2171 |
| Document Number | 0107012062 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7967 APACHE LN LAKELAND FL 338102171, LAKELAND, FL 33810-2171 |
| Document Number | 0107012062 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 010701/002062 |
| Instrument | 262251 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,101 (+2.7%) | $206,752 (-4.92%) Land $50,000 Building $156,752 | |
| 2025 | $727.00 (-41.18%) Homeowner's exemption | $96,496 (+5.99%) | $217,459 (+2.14%) Land $50,000 Building $167,459 |
| 2023 | $1,236.00 (+6.74%) Homeowner's exemption | $91,045 (+3%) | $212,908 (+15.47%) Land $48,000 Building $164,908 |
| 2022 | $1,158.00 Homeowner's exemption | $88,393 | $184,385 Land $40,000 Building $144,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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