7936 Apache Ln, Lakeland, FL 33810 Property Records

Polk County property record for 7936 Apache Ln, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,105 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2022)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-10-000823-010410`

Property Details

APN / Parcel Number

Primary APN	`23-27-10-000823-010410`
Alternative APNs	`102723000823010410` `02723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,105 sqft Living Area
Gross Area	1,545 sqft
1st Floor Area	1,105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	160 sqft
Patio Area	206 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7936 APACHE LN
City	LAKELAND
State	FL
Zip	33810-2170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS PHASE TWO PB 87 PG 23 BLK A LOT 41
Legal Range	23E
Legal Township	27S
Legal Section	10
Legal Subdivision	INDIAN HEIGHTS PHASE TWO
Legal Phase	2
Legal Tract	823
Legal Block	A
Legal Lot Number	41
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12133

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7936 APACHE LN, LAKELAND, FL 33810-2170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 24, 2022	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	202280339
Deed Book / Page	12177 / 345
Transfer Doc	4791002176
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7936 APACHE LN, LAKELAND, FL 33810-2170
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7936 APACHE LN, LAKELAND, FL 33810-2170

Mortgage

Document Number	0000286641
Date	Nov 1, 2022
Book Page	12469/1152
Instrument	2022286641

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 24, 2022
Property Address	7936 APACHE LN, LAKELAND, FL 33810-2170
Document Number	0000080339
Book / Page	12177 / 345
Map Reference	MB 87 PG 23
Instrument Date	Mar 22, 2022
Instrument	2022080339
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 ROBERTA RD, 1042, LAKE WALES, FL 33853-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137936 APACHE LANE, LAKELAND, FL 33810

Mortgage

Document Number	0012177347
Date	Mar 24, 2022
Instrument	12177/347

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,971 (-2.51%) Land $50,000 Building $170,971	$220,971 (-6.41%) Land $50,000 Building $170,971
2025	$2,410.00 (-32.07%) Homeowner's exemption	$226,658 (-0.93%)	$236,108 (+3.2%) Land $50,000 Building $186,108
2023	$3,548.00 (+252.33%)	$228,785 (+192.92%) Land $48,000 Building $180,785	$228,785 (+16.58%) Land $48,000 Building $180,785
2022	$1,007.00	$78,106	$196,247 Land $40,000 Building $156,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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