Lincoln County property record for 7955 Harbor Master Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,844 sqft · built 2008 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $694,000 (Mar 2009) |
| Tax Bill | $7,658 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-80-3571 |
| Primary APN | 4603-80-3571 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,844 sqft Living Area |
| Basement Area | 2,844 sqft |
| Finished Basement | 1,650 sqft |
| Unfinished Basement | 1,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Lot Area | 24,002 sqft (0.551 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Loading Dock | 600 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 218706 |
|---|---|
| Street Address | 7955 HARBOR MASTER CT |
| City | DENVER |
| State | NC |
| Zip | 28037-8782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #14 LT HARBOR MASTER |
| Legal Subdivision | HARBOR MASTER |
| Legal Lot Number | 14 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 71201 |
7955 Harbor Master Ct is owned and occupied by two individuals who bought it in March 2009.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7955 HARBOR MASTER CT, DENVER, NC 28037-8782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2009 · Amount on File |
| Deed Sale | Mar 30, 2009 · Amount on File |
| Prior Sale | Sep 5, 2008 |
| Deed Document Number | 20093633 |
| Deed Book / Page | 2106 / 642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7955 HARBOR MASTER CT, DENVER, NC 28037-8782 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 7955 HARBOR MASTER CT, DENVER, NC 28037-8782 |
| Document Number | 0003454681 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 3454/681 |
| Instrument | 701872 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 7955 Harbor Master Ct was $7,658.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,658.00 | $1,244,804 Land $470,285 Building $774,519 | $1,244,804 Land $470,285 Building $774,519 |
| 2023 | $7,081.00 | $1,157,491 Land $470,285 Building $687,206 | $1,157,491 Land $470,285 Building $687,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7955 Harbor Master Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7955 Harbor Master Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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