7945 Harbor Master Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7945 Harbor Master Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,611 sqft · built 2008
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$787,500 (Jun 2017)
Tax Bill	$7,434 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4603-80-3661`

Property Details

APN / Parcel Number

Primary APN	`4603-80-3661`
Alternative APNs	`262951` `87518`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	2,611 sqft Living Area
Basement Area	2,611 sqft
Finished Basement	1,567 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Lot Area	22,695 sqft (0.521 acres)
Boat Access	Boat Access
Boat House	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	262951
Street Address	7945 HARBOR MASTER CT
City	DENVER
State	NC
Zip	28037-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#13 LT HARBOR MASTER
Legal Subdivision	HARBOR MASTER
Legal Lot Number	13
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1023
Census Tract	71201

Owner

7945 Harbor Master Ct is owned and occupied by two individuals who bought it in June 2017.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7945 HARBOR MASTER CT, DENVER, NC 28037-8782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jan 16, 2009 · Amount on File
Deed Document Number	2017564143
Deed Book / Page	2672 / 597
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 16, 2017
Property Address	7945 HARBOR MASTER CT, DENVER, NC 28037-8782
Document Number	2672597
Book / Page	002672 / 000597
Instrument Date	Jun 16, 2017
Instrument	564143
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY AND TITLE INSURANCE SERVICES, ATTORNEY & TITLE INS SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7945 HARBOR MASTER CT DENVER NC 280378782, DENVER, NC 28037-8782

Mortgage

Document Number	2672599
Date	Jun 16, 2017
Book Page	002672/000599
Instrument	564144

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 7945 Harbor Master Ct was $7,434.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,434.00	$1,207,662 Land $443,303 Building $764,359	$1,207,662 Land $443,303 Building $764,359
2023	$7,382.00	$1,207,662 Land $443,303 Building $764,359	$1,207,662 Land $443,303 Building $764,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7945 Harbor Master Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7945 Harbor Master Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20