7954 Harbor Master Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7954 Harbor Master Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,332 sqft · built 2009
Lot Size0.741 acres (32,278 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Jul 2013)
Tax Bill$7,642 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4603-80-3347

Property Details

APN / Parcel Number

Primary APN4603-80-3347
Alternative APNs
  • 247577
  • 87520

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,332 sqft Living Area
Basement Area2,109 sqft
Finished Basement2,109 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Lot Area32,278 sqft (0.741 acres)
Pool House1 sqft
Loading Dock600 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number247577
Street Address7954 HARBOR MASTER CT
CityDENVER
StateNC
Zip28037-8782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionPT#15 LT HARBOR MASTER
Legal SubdivisionHARBOR MASTER
Legal Lot Number15
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1023
Census Tract71201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7954 HARBOR MASTER CT, DENVER, NC 28037-8782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2013 · Amount on Record
Deed SaleJul 12, 2013 · Amount on Record
Prior SaleJul 1, 2009 · Amount on Record
Deed Document Number2013510014
Deed Book / Page2407 / 422
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7954 HARBOR MASTER CT, DENVER, NC 28037-8782
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3004107
DateFeb 8, 2021
Book Page3004/107
Instrument624875
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7954 HARBOR MASTER CT, DENVER, NC 28037-8782
Document Number2687239
Book / Page002687 / 000239
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7954 HARBOR MASTER CT DENVER NC 280378782, DENVER, NC 28037-8782

Mortgage

Document Number2687239
DateAug 22, 2017
Book Page002687/000239
Instrument566987
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,642.00 (+0.69%)$1,242,125 (-) Land $489,418 Building $752,707$1,242,125 (-) Land $489,418 Building $752,707
2023$7,590.00$1,242,125 Land $489,418 Building $752,707$1,242,125 Land $489,418 Building $752,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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