7954 Millstream Ct, Elkridge, MD 21075 Property Records

Howard County property record for 7954 Millstream Ct, Elkridge, MD 21075 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms1.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1985
Square Footage1,160 sqft Total Area
Lot Size2,159 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$404,000 (2025)
Tax Bill$4,734.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-197215
Alternative APNs
  • 1197215
  • 197215

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,160 sqft Total Area
Basement Area350 sqft Basement
Finished Basement350 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,159 sqft (0.05 acres)
Deck Area176 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number197215
Street Address7954 MILLSTREAM CT
CityELKRIDGE
StateMD
Zip21075-6116
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 3 .050 A 7954 MILLSTREAM CT THOMPSONS S 3 AR 1
Legal SubdivisionTHOMPSONS SEC 03 AREA 01
Legal Lot Number3
JurisdictionHOWARD MD
Minor Civil Division1, ELKRIDGE
Census Blockgroup2
Census Block2003
Census Tract601108

Owner

Source: Howard County records · APN 01-197215

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7954 MILLSTREAM CT, ELKRIDGE, MD 21075-6116
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed, Transfer · Conventional Mortgage
TOWER FCU
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleMay 04, 2004
Deed Book / Page23008 / 392
Record RefreshedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateNov 18, 2025
Property Address7954 MILLSTREAM CT, ELKRIDGE, MD 21075-6116
Document Number0230080392
Book / Page23008 / 392
Map ReferencePL CMP 5639
Instrument DateNov 10, 2025
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyMARYLAND TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7954 MILLSTREAM CT, ELKRIDGE, MD 21075-6116

Mortgage

Document Number0023008399
DateNov 18, 2025
Instrument23008/399
Lender
NameTOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7954 MILLSTREAM CT, ELKRIDGE, MD 21075-6116
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7954 MILLSTREAM CT, ELKRIDGE, MD 21075-6116

Mortgage

Document Number0200610477
DateDec 30, 2020
Book Page20061/477
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$354,700 (+8.86%) Land $165,000 Building $189,700$354,700 (-) Land $165,000 Building $189,700
2025$4,734.00 (+57.8%) Homeowner's exemption$325,833 (+21.53%)$354,700 (+32.3%) Land $165,000 Building $189,700
2023$268,100 Land $125,000 Building $143,100$268,100 Land $125,000 Building $143,100
2022$3,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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