7957 Millstream Ct, Elkridge, MD 21075 Property Records

Howard County property record for 7957 Millstream Ct, Elkridge, MD 21075 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,160 sqft · built 1985
Lot Size	7.73 acres (336,795 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Feb 2021)
Tax Bill	$5,141 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-197541`

Property Details

APN / Parcel Number

Primary APN	`01-197541`
Alternative APNs	`1197541` `197541`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	336,795 sqft (7.73 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	197541
Street Address	7957 MILLSTREAM CT
City	ELKRIDGE
State	MD
Zip	21075-6144
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 33 .077 A 7957 MILLSTREAM CT THOMPSONS S 3 AR 1
Legal Subdivision	THOMPSNS PURCH
Legal Lot Number	33
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601108

Owner

Source: Howard County records · APN 01-197541

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7957 MILLSTREAM CT, ELKRIDGE, MD 21075-6144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Book / Page	20222 / 88
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 12, 2021
Property Address	7957 MILLSTREAM CT, ELKRIDGE, MD 21075-6144
Document Number	0202220088
Book / Page	20222 / 88
Map Reference	PL 5639
Instrument Date	Feb 04, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7957 MILLSTREAM CT, 7957, ELKRIDGE, MD 21075-6144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7957 MILLSTREAM CT, ELKRIDGE, MD 21075-6144

Mortgage

Document Number	2022294
Date	Feb 12, 2021
Instrument	20222/94

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,700 (+9.12%) Land $165,000 Building $192,700	$357,700 (-) Land $165,000 Building $192,700
2025	$5,141.00 (+70.4%)	$327,800 (+22.31%)	$357,700 (+33.47%) Land $165,000 Building $192,700
2023		$268,000 Land $125,000 Building $143,000	$268,000 Land $125,000 Building $143,000
2022	$3,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.