7951 Millstream Ct, Elkridge, MD 21075 Property Records

Howard County property record for 7951 Millstream Ct, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2 ba · 1,160 sqft · built 1985
Lot Size	7.37 acres (321,190 sqft)
Owner	2 Trust Names on File
Last Sale	$255,000 (Dec 2004)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-197584`

Property Details

APN / Parcel Number

Primary APN	`01-197584`
Alternative APNs	`1197584` `197584`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,160 sqft Total Area
Basement Area	283 sqft
Finished Basement	283 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	321,190 sqft (7.37 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	197584
Street Address	7951 MILLSTREAM CT
City	ELKRIDGE
State	MD
Zip	21075-6144
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 36 .074 A 7951 MILLSTREAM CT THOMPSONS S 3 AR 1
Legal Subdivision	THOMPSNS PURCH
Legal Lot Number	36
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601108

Owner

Source: Howard County records · APN 01-197584

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1739 ARCHERS GLN, SYKESVILLE, MD 21784-5629
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2004 · Amount on Record
Deed Sale	Dec 06, 2004 · Amount on Record
Prior Sale	Jul 19, 2001 · Amount on Record
Deed Document Number	200452710
Deed Book / Page	8823 / 162
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7951 MILLSTREAM CT, ELKRIDGE, MD 21075-6144
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 ARCHERS GLN, SYKESVILLE, MD 21784-5629

Mortgage

Document Number	0216700214
Date	Aug 16, 2022
Book Page	21670/214

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,800 (+8.86%) Land $165,000 Building $181,800	$346,800 (-) Land $165,000 Building $181,800
2025	$5,008.00 (+69.71%)	$318,567 (+21.54%)	$346,800 (+32.32%) Land $165,000 Building $181,800
2023		$262,100 Land $125,000 Building $137,100	$262,100 Land $125,000 Building $137,100
2022	$2,951.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 556 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.