795 Jacoby Rd, Louisa, VA 23093 Property Records

Louisa County property record for 795 Jacoby Rd, Louisa, VA 23093

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 2.5 ba · 2,536 sqft · built 2022
Lot Size	28.9 acres (1,260,626 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Mar 2005)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25 24`

Property Details

APN / Parcel Number

Primary APN	`25 24`
Alternative APNs	`4890` `4744`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,260,626 sqft (28.9 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4744
Street Address	795 JACOBY RD
City	LOUISA
State	VA
Zip	23093-5016
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A2
Legal Description	WHITLOCK & JACOBY DB 1966/144 28.94 AC
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1009
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	795 JACOBY RD, LOUISA, VA 23093-5016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Construction Mortgage COLONIAL FARM CREDIT ACA
Jul 19, 2024	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed, Transfer · Line of Credit COLONIAL FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2005 · Amount on Record
Deed Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	20053098
Deed Book / Page	910 / 204
Last Transfer Date	Jul 19, 2024
Transfer Doc	001966/144
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	795 JACOBY RD, LOUISA, VA 23093-5016
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS OF VA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	JACOBY ROAD, LOUISA, VA 23093

Mortgage

Document Number	001813/918
Date	Dec 21, 2021
Book Page	1813/918
Instrument	202100015118

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank
Address	MECHANICSVILLE, VA 23111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Jul 19, 2024
Property Address	795 JACOBY RD, LOUISA, VA 23093-5016
Document Number	001966/144
Book / Page	1966 / 144
Instrument Date	Jul 19, 2024
Instrument	202400006311
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	795 JACOBY RD, LOUISA, VA 23093-5016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	795 JACOBY RD, LOUISA, VA 23093-5016

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 8, 2021
Property Address	795 JACOBY RD, LOUISA, VA 23093-5016
Document Number	001766/788
Book / Page	1766 / 788
Map Reference	MB 237 PG 539
Instrument Date	Jun 3, 2021
Instrument	202100006751
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20023 BEAVER DAM RD, BEAVERDAM, VA 23015-1119

Mortgage

Document Number	0001766792
Date	Jun 8, 2021
Instrument	1766/792

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,100 (+7.46%) Land $179,000 Building $505,100	$684,100 (+7.46%) Land $179,000 Building $505,100
2025	$3,884.00 (+11.8%)	$636,600 (+18.7%) Land $147,400 Building $489,200	$636,600 (+18.7%) Land $147,400 Building $489,200
2024	$3,474.00 (+3,001.79%)
2023		$536,300 Land $119,000 Building $417,300
2022	$112.00		$536,300 Land $119,000 Building $417,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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