737 Jacoby Rd, Louisa, VA 23093 Property Records

Louisa County property record for 737 Jacoby Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Dec 2018)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 28`

Property Details

APN / Parcel Number

Primary APN	`25 28`
Alternative APNs	`23610` `22259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22259
Street Address	737 JACOBY RD
City	LOUISA
State	VA
Zip	23093-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MANSFIELD PLAT 485/403 DB 1595/148 5.000AC
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 JACOBY RD, LOUISA, VA 23093-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Dec 26, 2018	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	201811882
Deed Book / Page	1595 / 148
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	0000002353
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	737 JACOBY RD, LOUISA, VA 23093-5016
Document Number	0000010353
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	737 JACOBY RD LOUISA VA 230935016, LOUISA, VA 23093-5016

Mortgage

Document Number	0000010353
Date	Oct 20, 2020
Book Page	001708/000896
Instrument	10353

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	CULPEPER, VA 22701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 19, 2025

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 26, 2018
Property Address	737 JACOBY RD, LOUISA, VA 23093-5016
Document Number	0000011882
Book / Page	001595 / 000148
Instrument Date	Nov 28, 2018
Instrument	11882
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	737 JACOBY RD LOUISA VA 230935016, LOUISA, VA 23093-5016

Mortgage

Document Number	11883
Date	Dec 26, 2018
Book Page	001595/000151
Instrument	11883

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,420 (+5.47%) Land $65,600 Building $364,820	$430,420 (+5.47%) Land $65,600 Building $364,820
2025	$2,938.00 (+7.7%)	$408,100 (+15.02%) Land $55,900 Building $352,200	$408,100 (+15.02%) Land $55,900 Building $352,200
2024	$2,728.00 (+121.07%)
2023		$354,800 Land $47,500 Building $307,300
2022	$1,234.00		$354,800 Land $47,500 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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