586 Jacoby Rd, Louisa, VA 23093 Property Records

Louisa County property record for 586 Jacoby Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1996
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Apr 2026)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 19`

Property Details

APN / Parcel Number

Primary APN	`25 19`
Alternative APNs	`8923` `8642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)

Exterior Amenities

Porch	Patio
Porch Area	322 sqft
Shed	1 Shed
Shed Area	1,120 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8642
Street Address	586 JACOBY RD
City	LOUISA
State	VA
Zip	23093-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	AMICK PB 8/2296 PARCEL 1 DB 1280/907 6.000 AC
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1017
Census Tract	950201

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	586 JACOBY RD, LOUISA, VA 23093-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 27, 2026	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jan 17, 2007 · Amount on Record
Deed Document Number	20263935
Deed Book / Page	2082 / 724
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	586 JACOBY RD, LOUISA, VA 23093-5015
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001834/167
Date	Mar 30, 2022
Book Page	1834/167
Instrument	202200003353

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 27, 2026
Property Address	586 JACOBY RD, LOUISA, VA 23093-5015
Document Number	0000003935
Book / Page	2082 / 724
Instrument Date	Apr 17, 2026
Instrument	2026.3935
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 JACOBY RD, LOUISA, VA 23093-5015

Mortgage

Document Number	0000003936,
Date	Apr 27, 2026
Instrument	2026..3936

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,940 (+4.62%) Land $68,100 Building $240,840	$308,940 (+4.62%) Land $68,100 Building $240,840
2025	$2,126.00 (+8.36%)	$295,300 (+16.26%) Land $58,400 Building $236,900	$295,300 (+16.26%) Land $58,400 Building $236,900
2024	$1,962.00 (+66.84%)
2023		$254,000 Land $50,000 Building $204,000
2022	$1,176.00		$254,000 Land $50,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jacoby Rd

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