7947 Stitt Rd, Waterville, OH 43566 Property Records

Lucas County property record for 7947 Stitt Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 2003
Lot Size	0.445 acres (19,367 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2026)
Tax Bill	$5,375 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-88292`

Property Details

APN / Parcel Number

Primary APN	`38-88292`
Alternative APN	`23098041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	5,241 sqft
1st Floor Area	1,563 sqft
2nd Floor Area	645 sqft
Attic	Attic
Attic Area	735 sqft
Basement Area	1,563 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	19,367 sqft (0.445 acres)
Lot Width	170 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7947 STITT RD
City	WATERVILLE
State	OH
Zip	43566-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-RA
Legal Description	THE CROSSROADS AT FALLEN T IMBERS FAIRWAYS PLAT TWOLOT 22 EXC PT IN RD
Legal Subdivision	THE CROSSROADS AT FALLEN T IMBERS FAIRWA
Legal Tract	90
Legal Lot Number	22
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1022
Census Tract	9003

Owner

7947 Stitt Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Lucas County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7947 STITT RD, WATERVILLE, OH 43566-9817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Survivorship Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Feb 22, 2018	Warranty Deed, Transfer · FHA Mortgage NOIC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Mar 9, 2021
Deed Document Number	20266706
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000011657
Record Updated	Oct 29, 2026

February 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 13, 2026
Property Address	7947 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000006706
Map Reference	VOL 150 PG 26
Instrument Date	Feb 5, 2026
Instrument	202602130006706
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7947 STITT RD, WATERVILLE, OH 43566-9817

Mortgage

Document Number	0000006707
Date	Feb 13, 2026
Instrument	202602130006707

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7947 STITT RD, WATERVILLE, OH 43566-9817
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005883
Date	Feb 10, 2020
Instrument	202002100005883

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Mar 9, 2021
Property Address	7947 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000011657
Map Reference	VOL 150 PG 26
Instrument Date	Jan 8, 2021
Instrument	202103090011657
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7947 STITT RD, WATERVILLE, OH 43566-9817

Mortgage

Document Number	0000011658
Date	Mar 9, 2021
Instrument	202103090011658

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 22, 2018
Property Address	7947 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000006912
Instrument Date	Feb 22, 2018
Instrument	6912
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7947 STITT RD WATERVILLE OH 435669817, WATERVILLE, OH 43566-9817

Mortgage

Document Number	6913
Date	Feb 22, 2018
Instrument	6913

Lender

Name	NOIC INC
Address	SYLVANIA, OH 43560

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$128,345 (-) Land $34,720 Building $93,625	$366,700 (-) Land $99,200 Building $267,500
2024	$5,375.00 (-9.18%)	$128,345 (+28.67%) Land $34,720 Building $93,625	$366,700 Land $99,200 Building $267,500
2023	$5,918.00 (-0.39%)	$99,750 (-) Land $30,800 Building $68,950
2022	$5,941.00 Homeowner's exemption	$99,750 Land $30,800 Building $68,950
2021			$285,000 Land $88,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7947 Stitt Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7947 Stitt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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