7901 Stitt Rd, Waterville, OH 43566 Property Records

Lucas County property record for 7901 Stitt Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,072 sqft · built 1897
Lot Size	0.594 acres (25,874 sqft)
Owner	Individual Name on File
Last Sale	$143,900 (Jun 2020)
Tax Bill	$4,161 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-14692`

Property Details

APN / Parcel Number

Primary APN	`38-14692`
Alternative APN	`23014029`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,138 sqft
2nd Floor Area	934 sqft
Upper Floors Area	704 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Metal
Lot Area	25,874 sqft (0.594 acres)
Lot Width	153 ft Width
View / Lot	Secondary
Porch	Enclosed Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7901 STITT RD
City	WATERVILLE
State	OH
Zip	43566-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-RA
Legal Description	1 17 NE 1/4 IRREG PCE LYING SLY STITTRD R/W & ELY CEN BLY
Legal Tract	90
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1023
Census Tract	9003

Owner

7901 Stitt Rd is owned and occupied by an individual who bought it in June 2020.

Source: Lucas County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7901 STITT RD, WATERVILLE, OH 43566-9817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	May 29, 2001 · Amount on File
Deed Document Number	202021426
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0000008030
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jul 29, 2026
Property Address	7901 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000029375
Instrument Date	Jul 22, 2026
Instrument	202629375
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 STITT RD, WATERVILLE, OH 43566-9817

Mortgage

Document Number	0000029375,
Date	Jul 29, 2026
Instrument	202629375

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 17, 2036

Interest

Rate	6.49%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 4, 2020
Property Address	7901 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000021426
Instrument Date	May 21, 2020
Instrument	202006040021426
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 STITT RD, WATERVILLE, OH 43566-9817

Mortgage

Document Number	0000021427
Date	Jun 4, 2020
Instrument	202006040021427

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 15, 2020
Property Address	7901 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000002245
Instrument Date	Dec 30, 2019
Instrument	2245
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5959 N RIVER RD WATERVILLE OH 435669756, WATERVILLE, OH 43566-9756

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 3, 2019
Property Address	7901 STITT RD, WATERVILLE, OH 43566-9817
Document Number	0000049352
Instrument Date	Nov 27, 2019
Instrument	49352
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5959 N RIVER RD WATERVILLE OH 435669756, WATERVILLE, OH 43566-9756

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,140 (-) Land $17,115 Building $67,025	$240,400 (-) Land $48,900 Building $191,500
2024	$4,161.00 (+16.75%)	$84,140 (+37.84%) Land $17,115 Building $67,025	$240,400 Land $48,900 Building $191,500
2023	$3,564.00 (-0.34%)	$61,040 (-) Land $13,895 Building $47,145
2022	$3,576.00 Homeowner's exemption	$61,040 Land $13,895 Building $47,145
2021			$174,400 Land $39,700 Building $134,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7901 Stitt Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7901 Stitt Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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