7900 Stitt Rd, Waterville, OH 43566 Property Records

Lucas County property record for 7900 Stitt Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,084 sqft · built 2022
Lot Size	1.57 acres (68,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,000 (Mar 2026)
Tax Bill	$8,786 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`38-10192`

Property Details

APN / Parcel Number

Primary APN	`38-10192`
Alternative APN	`23015088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	2,084 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Lot Area	68,563 sqft (1.57 acres)
Lot Width	100 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7900 STITT RD
City	WATERVILLE
State	OH
Zip	43566-9818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-AR
Legal Description	1 8 SE 1/4 E 100 FT FRT W 857.63 FT PT E OF DITCHS 435.64 FT E LINE 2
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1011
Census Tract	9003

Owner

Source: Lucas County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7900 STITT RD, WATERVILLE, OH 43566-9818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Feb 14, 2022	Quit Claim Deed, Subdivision Related Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Feb 14, 2022
Deed Document Number	202611523
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 24, 2026
Property Address	7900 STITT RD, WATERVILLE, OH 43566-9818
Document Number	0000011523
Instrument Date	Mar 17, 2026
Instrument	202603240011523
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7900 STITT RD, WATERVILLE, OH 43566-9818

Mortgage

Document Number	0000011524
Date	Mar 24, 2026
Instrument	202603240011524

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 14, 2022
Property Address	7900 STITT RD, WATERVILLE, OH 43566-9818
Document Number	0000007112
Instrument Date	Feb 9, 2021
Instrument	202202140007112
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7739 SOUTH BRANCH, MONCLOVA, OH 43542-9386

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,465 (-28.93%) Land $28,350 Building $94,115	$349,900 (-) Land $81,000 Building $268,900
2024	$8,786.00 (+26.24%)	$172,305 (+40.94%) Land $28,350 Building $143,955	$349,900 (+0.17%) Land $81,000 Building $268,900
2023	$6,960.00 (+587.07%)	$122,255 (+594.43%) Land $17,605 Building $104,650
2022	$1,013.00	$17,605 Land $17,605
2021			$349,300 Land $50,300 Building $299,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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