7942 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7942 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2017
Lot Size	0.075 acres (3,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Oct 2021)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-21001-200`

Property Details

APN / Parcel Number

Primary APN	`985-21001-200`
Alternative APN	`559729`

Interior

Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	755 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,265 sqft (0.075 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Street Address	7942 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 1, LOT 20
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	1
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7942 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage REGIONS BANK
Dec 30, 2020	Vendor's Lien, Transfer · Seller Carry-Back DAVID RAMIREZ ETAL
Dec 22, 2020	Warranty Deed, Transfer
Dec 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	20211444456
Deed Book / Page	5126 / 265
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	005126/265
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 5, 2021
Property Address	7942 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005126/265
Book / Page	5126 / 265
Map Reference	VOL 34 PG 23-24
Instrument Date	Oct 1, 2021
Instrument	1444456
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7942 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001444457
Date	Oct 5, 2021
Instrument	1444457

Lender

Name	REGIONS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Mar 24, 2048

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 30, 2020
Property Address	7942 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	0004930/16
Book / Page	4930 / 16
Map Reference	VOL 34 PG 23&24
Instrument Date	Dec 24, 2020
Instrument	1414509
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 FARNE CASTLE, 218, SAN ANTONIO, TX 78249-2081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 EMERY LN, BOERNE, TX 78006-3237
Investor	Possibly a Property Investor

Mortgage

Document Number	0001414510
Date	Dec 30, 2020
Instrument	1414510

Lender

Name	DAVID RAMIREZ ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 22, 2020
Property Address	7942 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004926/266
Book / Page	4926 / 266
Map Reference	VOL 34 PG 32-34
Instrument Date	Dec 21, 2020
Instrument	1413981
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 FARNE CASTLE, SAN ANTONIO, TX 78249-2081
Investor	Possibly a Property Investor

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 1, 2017
Property Address	7942 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004336/504
Book / Page	4336 / 504
Map Reference	VOL 34 PG 23&24
Instrument Date	Nov 28, 2017
Instrument	1314753
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451130, LAREDO, TX 78045-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7942 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001314754
Date	Dec 1, 2017
Instrument	1314754

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,858 (-0.54%) Land $45,871 Building $266,987	$312,858 (-0.54%) Land $45,871 Building $266,987
2025	$1,592.00 (+1.02%)	$314,569 (+21.57%) Land $45,871 Building $268,698	$314,569 (+21.57%) Land $45,871 Building $268,698
2024	$1,576.00 (-6.8%)
2023		$258,758 Land $33,693 Building $225,065	$258,758 Land $33,693 Building $225,065
2022	$1,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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