7932 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7932 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (May 2018)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-21001-160`

Property Details

APN / Parcel Number

Primary APN	`985-21001-160`
Alternative APN	`559725`

Interior

Stories	2 Stories
Building Area	1,733 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Location & Zoning

Street Address	7932 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 1, LOT 16
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	1
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7932 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 3, 2018	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Deed Document Number	20181327890
Deed Book / Page	4411 / 746
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	004411/746
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7932 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7932 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	005205/460
Date	Feb 4, 2022
Book Page	5205/460
Instrument	1456932

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 3, 2018
Property Address	7932 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004411/746
Book / Page	4411 / 746
Map Reference	VOL 34 PG 23&24
Instrument Date	Apr 30, 2018
Instrument	1327890
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7932 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001327891
Date	May 3, 2018
Instrument	1327891

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,377 (-0.27%) Land $38,694 Building $248,683	$287,377 (-0.55%) Land $38,694 Building $248,683
2025	$1,458.00 (-11.26%) Homeowner's exemption	$288,169 (+21%)	$288,971 (+21.34%)
2024	$1,643.00 (+5.52%)
2023		$238,156 Land $28,421 Building $209,735	$238,156 Land $28,421 Building $209,735
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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