625 Roberts Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 625 Roberts Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Recreational Vacant Land
Details	1 bd · 1 ba · 2,033 sqft · built 1957
Lot Size	20.7 acres (903,434 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000 (Dec 1998)
Tax Bill	$12,227 (2025)
Deeds & Mortgages	Aug 2020 Transfer Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076-281-16`

Property Details

APN / Parcel Number

Primary APN	`076-281-16`
Alternative APNs	`076-281-16-000` `07628109000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	2,033 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	903,434 sqft
Terrain	Steep
Deck Area	850 sqft
Patio Area	850 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	625 ROBERTS RD
City	BEN LOMOND
State	CA
Zip	95005-9471
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120301

Owner

625 Roberts Rd, recreational vacant land, is owned and occupied by two individuals who acquired it in July 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 1, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 1998 · Amount on File
Deed Sale	Dec 29, 1998 · Amount on File
Deed Document Number	199879774
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000032687
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2020
Property Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471
Document Number	0000032687
Instrument Date	Jul 30, 2020
Instrument	32687
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2030 GORDON AVE MENLO PARK CA 940256035, MENLO PARK, CA 94025-6035

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 28, 2020
Property Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471
Document Number	0000014571
Instrument Date	Apr 7, 2020
Instrument	2020-0014571
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471

Mortgage

Document Number	0000014572
Date	Apr 28, 2020
Instrument	2020-0014572

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2018
Property Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471
Document Number	0000030167
Instrument Date	Jul 25, 2018
Instrument	30167
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2030 GORDON AVE MENLO PARK CA 940256035, MENLO PARK, CA 94025-6035

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 1, 2018
Property Address	625 ROBERTS RD, BEN LOMOND, CA 95005-9471
Document Number	0000016697
Instrument Date	May 24, 2018
Instrument	16697
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.10
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	625 ROBERTS RD BEN LOMOND CA 950059471, BEN LOMOND, CA 95005-9471

Mortgage

Document Number	16699
Date	Jun 1, 2018
Instrument	16699

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 625 Roberts Rd was $12,227.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,211 (+2%) Land $789,199 Building $175,012
2025	$12,227.00	$945,304 Land $773,724 Building $171,580
2023	$11,561.00 (+2.26%)	$908,597 Land $743,680 Building $164,917	$842,220
2022	$11,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Roberts Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Roberts Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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