794 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 794 E FM 120, Denison, TX 75021

Property Summary

Property TypeRural Home
Details1,800 sqft · built 2009
Lot Size17.7 acres (771,448 sqft)
OwnerOwner Name on Record
Tax Bill$996 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN066 049900401

Property Details

APN / Parcel Number

Primary APN066 049900401
Alternative APN
  • 263374

Interior

Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 2009
Lot Area771,448 sqft (17.7 acres)
Garage TypeCarport
CarportCarport
Carport Area600 sqft
Parking Spaces5 Parking Spaces
Utility Building84 sqft

Location & Zoning

Account Number263374
Street Address794 E FM 120
CityDENISON
StateTX
Zip75021-7016
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-0499 HENDERSON W T A-G0499, ACRES 17.71, LABEL# PFS1056550, HUD#2 PFS1056551; SN1 BRK001209TXA; SN2 BRK001209TXB
Legal SubdivisionHENDERSON W T A-G0499
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1009
Census Tract101

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address794 E FM 120, DENISON, TX 75021-7016
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 25, 2007
Transfer Doc0042340778
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address794 E FM 120, DENISON, TX 75021-7016
Transaction TypeMortgage
Record UpdatedAug 21, 2023
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address794 E FM 120, DENISON, TX 75021-7016

Mortgage

Document Number0000019436
DateJul 28, 2023
Instrument2023-19436
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74702
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141,076 (-6.95%) Land $12,028 Building $129,048$540,434 (+19.57%) Land $411,386 Building $129,048
2024$996.00 (-28.96%)
2023$151,606 Land $9,241 Building $142,365$451,993 Land $309,628 Building $142,365
2022$1,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: TekWav.

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