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1482 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 1482 E FM 120, Denison, TX 75021 · Last verified October 2025

Property Summary

Property TypeRural Home
Details2,503 sqft · built 1985
Lot Size25.3 acres (1,104,202 sqft)
OwnerIndividual Name on File
Tax Bill$4,458 (2024)
Deeds & MortgagesMay 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN067 0498033

Property Details

APN / Parcel Number

Primary APN067 0498033
Alternative APN
  • 112553

Interior

Building Area2,503 sqft Living Area
Gross Area3,098 sqft
1st Floor Area2,503 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2001
Lot Area1,104,202 sqft (25.3 acres)
Garage TypeMixed
Garage Area2,695 sqft
CarportCarport
Carport Area592 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area413 sqft
Utility Building1,200 sqft

Location & Zoning

Account Number112553
Old Parcel Number067 0498033
Street Address1482 E FM 120
CityDENISON
StateTX
Zip75021-7022
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-0498 HARNESS ABEL A-G0498, ACRES 25.349
Legal SubdivisionHARNESS ABEL A-G0498
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1009
Census Tract101

Owner

Source: Grayson County records · APN 067 0498033

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1482 E FM 120, DENISON, TX 75021-7022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 18, 2018Vendor's Lien, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2018
Deed SaleSep 18, 2018
Prior SaleDec 23, 2013
Deed Document Number2018-00021151
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1482 E FM 120, DENISON, TX 75021-7022
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012524
DateMay 27, 2020
Instrument2020-00012524
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

September 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateSep 18, 2018
Property Address1482 E FM 120, DENISON, TX 75021-7022
Document Number0000021151
Instrument DateSep 17, 2018
Instrument2018-00021151
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address375 NAUVOO HLS, 375, CADDO, OK 74729-3839

Transferred To (Grantee/Buyer)

NameVerified Name
Address1482 E FM 120, DENISON, TX 75021-7022

Mortgage

Document Number0000021152
DateSep 18, 2018
Instrument2018-00021152
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$357,985 (-4.47%) Land $22,992 Building $334,993$899,940 (+13.37%) Land $564,947 Building $334,993
2024$4,458.00 (-4.33%)
2023$374,739 Land $18,085 Building $356,654$793,837 Land $437,183 Building $356,654
2022$4,660.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding (Jun 2015), 2 claims
  • Severe Storms, Tornadoes & Flooding (May 1990), 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 901 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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