1505 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 1505 E FM 120, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	2,949 sqft · built 1920
Lot Size	16.4 acres (715,691 sqft)
Owner	Individual Name on Record
Tax Bill	$5,309 (2024)
Deeds & Mortgages	Sep 2022 Sale May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043 0498034`

Property Details

APN / Parcel Number

Primary APN	`043 0498034`
Alternative APN	`109552`

Interior

Stories	1 Story
Building Area	2,949 sqft Living Area
Gross Area	3,153 sqft
1st Floor Area	2,949 sqft
Upper Floors Area	825 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Lot Area	715,691 sqft (16.4 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	710 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	1505 E FM 120
City	DENISON
State	TX
Zip	75021-7025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0498 HARNESS ABEL A-G0498, ACRES 16.43
Legal Subdivision	HARNESS ABEL A-G0498
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1007
Census Tract	200

Owner

Source: Grayson County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8611 N 67TH AVE, FV174, GLENDALE, AZ 85302-4351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer NOT AVAILABLE, GRAYSON COUNTY TITLE
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
May 4, 2018	Warranty Deed, Construction Loan · Construction Mortgage HAWK LIVING TRUST (RT)
Apr 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Prior Sale	Apr 20, 2020
Deed Document Number	202229850
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 2, 2022
Property Address	1505 E FM 120, DENISON, TX 75021-7025
Document Number	0000029850
Instrument Date	Aug 30, 2022
Instrument	2022-29850
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 N 67TH AVE # FV174, FV174, GLENDALE, AZ 85302-4351

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1505 E FM 120, DENISON, TX 75021-7025
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009915
Date	May 1, 2019
Instrument	2019-00009915

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 4, 2018
Property Address	1505 E FM 120, DENISON, TX 75021-7025
Document Number	0000009970
Instrument Date	Apr 28, 2018
Instrument	9970
Transaction Type	Construction Loan
Record Updated	May 18, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1505 E FM 120 DENISON TX 750217025, DENISON, TX 75021-7025

Mortgage

Document Number	9971
Date	May 4, 2018
Instrument	9971

Lender

Name	HAWK LIVING TRUST (RT)
Address	710 TALLEY DR, SHERMAN, TX 75092-2452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2019

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 2, 2018
Property Address	1505 E FM 120, DENISON, TX 75021-7025
Document Number	0000007010
Instrument Date	Mar 29, 2018
Instrument	7010
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1505 E FM 120 DENISON TX 750217025, DENISON, TX 75021-7025

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,244 (+1.08%) Land $24,061 Building $312,183	$695,939 (+14.42%) Land $383,756 Building $312,183
2024	$5,309.00 (+18.98%)
2023		$332,661 Land $18,358 Building $314,303	$608,234 Land $293,931 Building $314,303
2022	$4,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Nextlink, TekWav, Verizon.

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