793 Oneida Trl, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 793 Oneida Trl, Franklin Lakes, NJ 07417

Property Summary

Property TypeSingle Family Home
Details4,129 sqft · built 1983
Lot Size2.46 acres (107,550 sqft)
Owner2 Trust Names on File
Last Sale$1,415,000 (Jul 2021)
Tax Bill$23,273 (2025)
Deeds & MortgagesApr 2024 Transfer
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-02304-09-00012

Property Details

APN / Parcel Number

Primary APN20-02304-09-00012
Alternative APNs
  • 2002304000900012
  • 24050

Interior

Stories2 Stories
Building Area4,129 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Lot Area107,550 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account Number24050
Street Address793 ONEIDA TRL
CityFRANKLIN LAKES
StateNJ
Zip07417-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Description2.469 AC
Legal SubdivisionLENAPE HILLS SUB SEC 5
Legal Block2304
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionFRANKLIN LAKES
Census Block Group1
Census Block1023
Census Tract20200

Owner

793 Oneida Trl is owner-occupied and held in a trust since March 2024.

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Intrafamily Transfer, Transfer
Oct 17, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 28, 2021Deed, Transfer · Conventional Mortgage
ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2021 · Amount on File
Deed SaleJul 28, 2021 · Amount on File
Deed Document Number2021121552
Deed Book / Page4300 / 332
Last Transfer DateMar 22, 2024
Transfer Doc0052170254
Record UpdatedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateApr 18, 2024
Property Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
Document Number0052170254
Book / Page5217 / 254
Instrument DateMar 22, 2024
Instrument2024021946
Transaction TypeTransfer
Record UpdatedMay 9, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216

Mortgage

Document Number0048370001
DateOct 17, 2022
Book Page4837/1
Instrument2022100218
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term478 Months
DueAug 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 28, 2021
Property Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
Document Number0043000332
Book / Page4300 / 332
Instrument DateJun 16, 2021
Instrument2021121552
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,647.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address255 CURTIS POINT DR, 255, MANTOLOKING, NJ 08738-1204

Transferred To (Grantee/Buyer)

NameVerified Name
Address793 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216

Mortgage

Document Number2021121553
DateJul 28, 2021
Instrument2021121553
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 793 Oneida Trl was $23,273, up 6% from the year before.

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityFranklin Lakes Borough
Elementary School DistrictFranklin Lakes Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,317,200 (+7.76%) Land $544,800 Building $772,400$1,317,200 (+7.76%) Land $544,800 Building $772,400
2025$23,273.00 (+6.01%)$1,222,300 Land $544,800 Building $677,500$1,222,300 Land $544,800 Building $677,500
2024$21,953.00
2023$1,222,300 Land $544,800 Building $677,500$1,222,300 Land $544,800 Building $677,500
2022$20,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 793 Oneida Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1978–2013)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2013 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 793 Oneida Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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