781 Oneida Trl, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 781 Oneida Trl, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	6,674 sqft · built 1985
Lot Size	2.85 acres (124,538 sqft)
Owner	Individual Name on File
Tax Bill	$33,320 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02304-09-00010`

Property Details

APN / Parcel Number

Primary APN	`20-02304-09-00010`
Alternative APNs	`2002304000900010` `24030`

Interior

Stories	2 Stories
Building Area	6,674 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	124,538 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	24030
Street Address	781 ONEIDA TRL
City	FRANKLIN LAKES
State	NJ
Zip	07417-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	2.859 AC
Legal Subdivision	LENAPE HILLS SEC 5
Legal Block	2304
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1023
Census Tract	20200

Owner

781 Oneida Trl is owned and occupied by an individual who acquired it in July 2007.

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	781 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2007
Deed Sale	Jul 31, 2007
Prior Sale	Jun 7, 1999 · Amount on File
Deed Document Number	200786620
Deed Book / Page	9370 / 263
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	9206000193
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	781 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044231795
Date	Oct 21, 2021
Book Page	4423/1795
Instrument	2021159612

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 781 Oneida Trl was $33,320, up 6% from the year before.

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,750,000 (-) Land $563,300 Building $1,186,700	$1,750,000 (-) Land $563,300 Building $1,186,700
2025	$33,320.00 (+6.01%)	$1,750,000 Land $563,300 Building $1,186,700	$1,750,000 Land $563,300 Building $1,186,700
2024	$31,430.00
2023		$1,750,000 Land $563,300 Building $1,186,700	$1,750,000 Land $563,300 Building $1,186,700
2022	$29,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 Oneida Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 Oneida Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20