Bergen County and Franklin Lakes Borough property record for 769 Oneida Trl, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 3,287 sqft · built 1978 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $880,000 (Jun 2011) |
| Tax Bill | $15,478 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02304-09-00008 |
| Primary APN | 20-02304-09-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,287 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 41,818 sqft (0.96 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 24010 |
|---|---|
| Street Address | 769 ONEIDA TRL |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | .96 AC |
| Legal Subdivision | LENAPE HILLS SUB SEC 2A |
| Legal Block | 2304 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20200 |
769 Oneida Trl is owned and occupied by an individual who acquired it in April 2021.
Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 769 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2011 · Amount on File |
| Deed Sale | Jun 7, 2011 · Amount on File |
| Deed Document Number | 20117562201 |
| Deed Book / Page | 756 / 2201 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 0041641185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 24, 2021 |
| Property Address | 769 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216 |
| Document Number | 0041641185 |
| Book / Page | 4164 / 1185 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021082506 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | MOMENTUM TITLE AGENCY LLC, MONUMENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 769 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216 |
| Document Number | 2021082507 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021082507 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 769 ONEIDA TRL, FRANKLIN LAKES, NJ 07417-2216 |
| Document Number | 0027660326 |
| Book / Page | 002766 / 000326 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 769 ONEIDA TRL FRANKLIN LAKES NJ 074172216, FRANKLIN LAKES, NJ 07417-2216 |
| Document Number | 0027660326 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002766/000326 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 24, 2037 |
The 2025 property tax bill for 769 Oneida Trl was $15,478, up 6% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,900 (-) Land $442,000 Building $370,900 | $812,900 (-) Land $442,000 Building $370,900 | |
| 2025 | $15,478.00 (+6.01%) | $812,900 Land $442,000 Building $370,900 | $812,900 Land $442,000 Building $370,900 |
| 2024 | $14,600.00 | ||
| 2023 | $812,900 Land $442,000 Building $370,900 | $812,900 Land $442,000 Building $370,900 | |
| 2022 | $13,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 769 Oneida Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1978–2013) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 769 Oneida Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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