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7914 Oakview Dr, Panama City, FL 32404 Property Records

Bay County property record for 7914 Oakview Dr, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1993
Lot Size0.801 acres (34,935 sqft)
Owner2 Individual Names on Record
Last Sale$167,500 (Mar 2017)
Tax Bill$2,475 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05432-145-000

Property Details

APN / Parcel Number

Primary APN05432-145-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,478 sqft Heated Area
Gross Area2,576 sqft
1st Floor Area1,478 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area34,935 sqft (0.801 acres)
Lot Dimensions217 ft deep x 161 ft wide
Garage Area320 sqft
DrivewayDriveway
Driveway Area1,000 sqft

Exterior Amenities

Pool Area360 sqft
PorchPorch
Porch Area102 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address7914 OAKVIEW DR
CityPANAMA CITY
StateFL
Zip32404-5275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionSPIKES ADDITION TO HIGHPOINT LOT 13 BLK B ORB 3887 P 1308 MAP 126C
Legal Range13W
Legal Township02S
Legal Section19
Legal SubdivisionSPIKES ADDITION TO HIGHPOINT
Legal BlockB
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group1
Census Block1022
Census Tract402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7914 OAKVIEW DR, PANAMA CITY, FL 32404-5275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleDec 6, 2016 · Amount on Record
Deed Document Number2017018036
Deed Book / Page3887 / 1308
Record UpdatedJun 8, 2026

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateMar 31, 2017
Property Address7914 OAKVIEW DR, PANAMA CITY, FL 32404-5275
Document Number0038871308
Book / Page003887 / 001308
Instrument DateFeb 23, 2017
Instrument18036
Transaction TypeTransfer
Record UpdatedMay 5, 2017
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address335 BINKLEY WOODS DR CLEMMONS NC 270128105, CLEMMONS, NC 27012-8105

Mortgage

Document Number38871314
DateMar 31, 2017
Book Page003887/001314
Instrument18037
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,475.00 (+16.14%)$200,068 (+19.14%) Land $55,593 Building $144,475$200,068 (+19.14%) Land $55,593 Building $144,475
2023$2,131.00 (+17.6%)$167,928 (+7.5%) Land $47,324 Building $120,604$167,928 (+7.5%) Land $47,324 Building $120,604
2022$1,812.00$156,210 Land $45,388 Building $110,822$156,210 Land $45,388 Building $110,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 137 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims10 (2013–2018)
Claims Outside the SFHA5 of 10
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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