7921 N Panorama Dr, Spokane, WA 99208 Property Records

Spokane County property record for 7921 N Panorama Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1977
Lot Size	0.275 acres (11,996 sqft)
Owner	2 Individual Names on File
Last Sale	$195,300 (Jun 2023)
Tax Bill	$4,691 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26244.1010`

Property Details

APN / Parcel Number

Primary APN	`26244.1010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	3,819 sqft
1st Floor Area	1,678 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,996 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7921 N PANORAMA DR
City	SPOKANE
State	WA
Zip	99208-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PANORAMA TERRACE FIRST ADD LT 10 BLK 10
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	PANORAMA TERRACE FIRST ADD
Legal Block	10
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	10701

Owner

7921 N Panorama Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Jun 21, 2023	Intrafamily Transfer, Transfer BOSTON NATIONAL TITLE
May 16, 2022	Warranty Deed, Transfer SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC
May 16, 2022	Intrafamily Transfer, Transfer SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Document Number	20237291375
Prior Transfer Date	Jun 10, 2023
Prior Transfer Doc	0007291311
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 21, 2023
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0007291375
Map Reference	VOL 11 PG 36
Instrument Date	Jun 16, 2023
Instrument	7291375
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$3,129.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870

Mortgage

Document Number	0007291376
Date	Jun 21, 2023
Instrument	7291376

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jun 21, 2023
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0007291311
Map Reference	VOL 11 PG 36
Instrument Date	Jun 10, 2023
Instrument	7291311
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 16, 2022
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0007207257
Map Reference	VOL 11 PG 36
Instrument Date	May 13, 2022
Instrument	7207257
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$8,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 W PANORAMA AVE, SPOKANE, WA 99208-8697

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 16, 2022
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0007207290
Instrument Date	May 10, 2022
Instrument	7207290
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0006874992
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7921 N PANORAMA DR SPOKANE WA 992088870, SPOKANE, WA 99208-8870

Mortgage

Document Number	0006874992
Date	Dec 18, 2019
Instrument	6874992

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 17, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7921 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0006773382
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7921 N PANORAMA DR SPOKANE WA 992088870, SPOKANE, WA 99208-8870

Mortgage

Document Number	0006773382
Date	Jan 3, 2019
Instrument	6773382

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7921 N Panorama Dr was $4,691, up 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,691.00 (+2.49%)	$462,100 Land $130,000 Building $332,100	$462,100 Land $130,000 Building $332,100
2025	$4,577.00
2024		$390,600 (+35.2%) Land $110,000 Building $280,600	$390,600 (+35.2%) Land $110,000 Building $280,600
2023	$3,504.00 (+63.36%)	$288,900 (-) Land $54,000 Building $234,900	$288,900 (-) Land $54,000 Building $234,900
2022	$2,145.00	$288,900 Land $54,000 Building $234,900	$288,900 Land $54,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7921 N Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7921 N Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, TDS Telecom.

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