7915 N Panorama Dr, Spokane, WA 99208 Property Records

Spokane County property record for 7915 N Panorama Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,184 sqft · built 1978
Lot Size	0.275 acres (11,993 sqft)
Owner	2 Individual Names on File
Last Sale	$260,280 (Oct 2013)
Tax Bill	$5,185 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26244.1009`

Property Details

APN / Parcel Number

Primary APN	`26244.1009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,184 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,678 sqft
Basement Area	810 sqft
Finished Basement	750 sqft
Unfinished Basement	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,993 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Deck Area	264 sqft
Patio Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7915 N PANORAMA DR
City	SPOKANE
State	WA
Zip	99208-8870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PANORAMA TERRACE FIRST ADD LT 9 BLK 10
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	PANORAMA TERRACE FIRST ADD
Legal Block	10
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	10701

Owner

7915 N Panorama Dr is owned and occupied by two individuals who acquired it in April 2023.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2013 · Amount on File
Deed Sale	Oct 1, 2013 · Amount on File
Prior Sale	Apr 1, 2008 · Amount on File
Deed Document Number	20136252697
Last Transfer Date	Apr 19, 2023
Transfer Doc	0007312954
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 11, 2023
Property Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0007312954
Map Reference	VOL 11 PG 36
Instrument Date	Apr 19, 2023
Instrument	7312954
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870

Mortgage

Document Number	0007312955
Date	Oct 11, 2023
Instrument	7312955

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007091400
Date	Jun 23, 2021
Instrument	7091400

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7915 N PANORAMA DR, SPOKANE, WA 99208-8870
Document Number	0006675950
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7915 N PANORAMA DR SPOKANE WA 992088870, SPOKANE, WA 99208-8870

Mortgage

Document Number	0006675950
Date	Jan 19, 2018
Instrument	6675950

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7915 N Panorama Dr was $5,185, up 2.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,185.00 (+2.13%)	$517,300 Land $130,000 Building $387,300	$517,300 Land $130,000 Building $387,300
2025	$5,077.00
2024		$487,700 (+32.28%) Land $110,000 Building $377,700	$487,700 (+32.28%) Land $110,000 Building $377,700
2023	$4,372.00 (+10.35%)	$368,700 Land $54,000 Building $314,700	$368,700 Land $54,000 Building $314,700
2022	$3,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7915 N Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7915 N Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, TDS Telecom.

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