7822 N Panorama Dr, Spokane, WA 99208 Property Records

Spokane County property record for 7822 N Panorama Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 2019
Lot Size	0.563 acres (24,539 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Apr 2024)
Tax Bill	$7,267 (2026)
Deeds & Mortgages	Apr 2024 Sale Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26251.0804`

Property Details

APN / Parcel Number

Primary APN	`26251.0804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,539 sqft (0.563 acres)
Lot Dimensions	234 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7822 N PANORAMA DR
City	SPOKANE
State	WA
Zip	99208-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PANORAMA TERRACE FIRST ADD LT 4 BLK 6
Legal Range	42E
Legal Township	26N
Legal Section	25
Legal Subdivision	PANORAMA TERRACE FIRST ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2000
Census Tract	10701

Owner

7822 N Panorama Dr is owned by two individuals who bought it in April 2024.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3111 W WILD ROSE RD, DEER PARK, WA 99006-9802
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	20247343913
Prior Transfer Date	Jan 29, 2020
Prior Transfer Doc	0006887250
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 17, 2024
Property Address	7822 N PANORAMA DR, SPOKANE, WA 99208-8422
Document Number	0007343913
Map Reference	VOL 111 PG 36
Instrument Date	Apr 15, 2024
Instrument	7343913
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$13,033.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 W WILD ROSE RD, DEER PARK, WA 99006-9802

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7822 N PANORAMA DR, SPOKANE, WA 99208-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006927582
Date	Jun 5, 2020
Instrument	6927582

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7822 N PANORAMA DR, SPOKANE, WA 99208-8422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007014070
Date	Dec 28, 2020
Instrument	7014070

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jun 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 29, 2020
Property Address	7822 N PANORAMA DR, SPOKANE, WA 99208-8422
Document Number	0006887250
Instrument Date	Jan 29, 2020
Instrument	6887250
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7822 N PANORAMA DR SPOKANE WA 992088422, SPOKANE, WA 99208-8422

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2018
Property Address	7822 N PANORAMA DR, SPOKANE, WA 99208-8422
Instrument Date	Oct 19, 2018
Instrument	6753852
Transaction Type	Construction Loan
Record Updated	Nov 7, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7822 N PANORAMA DR SPOKANE WA 99208, SPOKANE, WA 99208

Mortgage

Document Number	0006753852
Date	Oct 22, 2018
Instrument	6753852

Lender

Name	MOUNTAIN WEST BK
Type	Bank
Address	COEUR D'ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 7822 N Panorama Dr was $7,267, up 18.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,267.00 (+18.61%)	$701,600 Land $165,000 Building $536,600	$701,600 Land $165,000 Building $536,600
2025	$6,127.00
2024		$609,400 (+22.54%) Land $150,000 Building $459,400	$609,400 (+22.54%) Land $150,000 Building $459,400
2023	$5,460.00 (+2.23%)	$497,300 Land $110,500 Building $386,800	$497,300 Land $110,500 Building $386,800
2022	$5,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7822 N Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7822 N Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, TDS Telecom.

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