7921 450th St, Harris, MN 55032 Property Records

Chisago County property record for 7921 450th St, Harris, MN 55032

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,218 sqft · built 2006
Lot Size9.71 acres (422,968 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jun 2009)
Tax Bill$4,436 (2026)
Deeds & MortgagesJun 2026 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00558-01

Property Details

APN / Parcel Number

Primary APN09-00558-01
Alternative APNs
  • 3185352
  • 3380125
  • 3464751
  • 3994716

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,218 sqft Living Area
Gross Area2,944 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area422,968 sqft (9.71 acres)
Garage Area1,218 sqft
Shed1 Shed
Shed Area36 sqft
Utility Building228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3994716
Street Address7921 450TH ST
CityHARRIS
StateMN
Zip55032-3091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionSUBDIVISIONNAME E.T.S. ACRES LOT 001 BLOCK 001 SUBDIVISIONCD 09340
Legal Range021
Legal Township036
Legal Section22
Legal SubdivisionE.T.S. ACRES
Legal Block1
Legal Lot Number1
JurisdictionCHISAGO MN
Township / Civil DivisionSUNRISE
Census Block Group3
Census Block3024
Census Tract110202

Owner

7921 450th St is owned and occupied by two individuals who bought it in June 2009.

Source: Chisago County records, as of June 19, 2026

Owner of Record2 Individual Names on File
Mailing Address7921 450TH ST, HARRIS, MN 55032-3091
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
MINNCO CREDIT UNION
Oct 1, 2018Deed of Trust, Mortgage
QUICKEN LOAN INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2009 · Amount on File
Deed SaleJun 16, 2009 · Amount on File
Prior SaleMay 15, 2007 · Amount on File
Deed Document Number200910171
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Recording DateJun 4, 2026
Property Address7921 450TH ST, HARRIS, MN 55032-3091
Document Number0000693467
Instrument DateMay 29, 2026
Instrument2026693467
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address7921 450TH ST, HARRIS, MN 55032-3091

Mortgage

Document Number0000693467,
DateJun 4, 2026
Instrument2026693467
Lender
NameMINNCO CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 29, 2041
Interest
Rate TypeFixed Rate
Rate5.64%
Initial TypeFixed Rate
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Property Address7921 450TH ST, HARRIS, MN 55032-3091
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A613058
DateOct 1, 2018
InstrumentA-613058
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
AmountAmount on Record
Term351 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7921 450th St was $4,436 with a homeowner's exemption, down 8.3% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
County SubdivisionSunrise Township
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,436.00 (-8.31%)
2025$4,838.00 Homeowner's exemption
2024$479,800 (+1.05%)$482,900 (+1.71%)
2023$4,710.00 (+6.08%) Homeowner's exemption$474,800 (+15.86%) Land $100,200 Building $374,600$474,800 (+15.78%) Land $100,200 Building $374,600
2022$4,440.00 (+3.3%) Homeowner's exemption$409,800 (+25.55%)$410,100 (+22.93%) Land $97,300 Building $312,800
2021$4,298.00$326,400$333,600 Land $71,800 Building $261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7921 450th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7921 450th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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