7755 450th St, Harris, MN 55032 Property Records

Chisago County property record for 7755 450th St, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,280 sqft · built 2017
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,715 (Apr 2018)
Tax Bill	$1,522 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00561-10`

Property Details

APN / Parcel Number

Primary APN	`09-00561-10`
Alternative APNs	`3187275` `3382411` `3466361` `3996807`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,280 sqft Living Area
Gross Area	3,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Area	2,280 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3996807
Street Address	7755 450TH ST
City	HARRIS
State	MN
Zip	55032-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF NE 1/4 OF NW 1/4
Legal Range	021
Legal Township	036
Legal Section	22
Jurisdiction	CHISAGO MN
Township / Civil Division	SUNRISE
Census Block Group	3
Census Block	3024
Census Tract	110202

Owner

Source: Chisago County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 131, HARRIS, MN 55032-0131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit IDEAL CREDIT UNION
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Apr 4, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	2018607841
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	May 29, 2026
Property Address	7755 450TH ST, HARRIS, MN 55032-3027
Document Number	0000693288
Instrument Date	May 22, 2026
Instrument	2026693288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7755 450TH ST, HARRIS, MN 55032-3027

Mortgage

Document Number	0000693288,
Date	May 29, 2026
Instrument	2026693288

Lender

Name	IDEAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 20, 2051

Interest

Rate	6.23%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	7755 450TH ST, HARRIS, MN 55032-3027
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A615235
Date	Dec 11, 2018
Instrument	A-615235

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Apr 4, 2018
Property Address	7755 450TH ST, HARRIS, MN 55032-3027
Document Number	000A607841
Instrument Date	Mar 26, 2018
Instrument	A-607841
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3/25/1 450TH STREET, HARRIS, MN 55032

Mortgage

Document Number	000A607844
Date	Apr 4, 2018
Instrument	A-607844

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Sunrise Township
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,522.00 (-29.01%)
2025	$2,144.00 (+13.44%) Homeowner's exemption
2024		$207,000 (+12.13%)	$507,000 (+4.62%)
2023	$1,890.00 (+29.99%) Homeowner's exemption	$184,600 (+44.33%)	$484,600 (+13.25%) Land $107,100 Building $377,500
2022	$1,454.00 (+104.79%) Homeowner's exemption	$127,900 (+172.71%)	$427,900 (+23.35%) Land $104,300 Building $323,600
2021	$710.00	$46,900	$346,900 Land $76,600 Building $270,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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