7845 450th St, Harris, MN 55032 Property Records

Chisago County property record for 7845 450th St, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1910
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2023)
Tax Bill	$2,676 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-00559-00`

Property Details

APN / Parcel Number

Primary APN	`09-00559-00`
Alternative APNs	`3168455` `3363014` `3447612` `3977817`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,064 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Area	896 sqft
Shed	1 Shed
Shed Area	1,053 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3977817
Street Address	7845 450TH ST
City	HARRIS
State	MN
Zip	55032-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W1/2 OF NW1/4 OF NE1/4
Legal Range	021
Legal Township	036
Legal Section	22
Legal Subdivision	STR: W2NW4NE4S22T36NR21W
Jurisdiction	CHISAGO MN
Township / Civil Division	SUNRISE
Census Block Group	3
Census Block	3024
Census Tract	110202

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7845 450TH ST, HARRIS, MN 55032-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	20231562668
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	7845 450TH ST, HARRIS, MN 55032-3016
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 450TH ST, HARRIS, MN 55032-3016

Mortgage

Document Number	000A689181
Date	Dec 12, 2025
Instrument	A-689181

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jan 4, 2019
Property Address	7845 450TH ST, HARRIS, MN 55032-3016
Document Number	000A615764
Instrument Date	Jan 2, 2019
Instrument	A615764
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Sunrise Township
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,676.00 (-3.39%)
2025	$2,770.00 (+8.2%) Homeowner's exemption
2024		$269,500 (+6.4%)	$291,200 (+8.66%)
2023	$2,560.00 (-2.74%)	$253,300 (+5.32%)	$268,000 (+11.43%) Land $115,900 Building $152,100
2022	$2,632.00 (+4.11%)	$240,500 (+26.65%) Land $112,900 Building $127,600	$240,500 (+26.65%) Land $112,900 Building $127,600
2021	$2,528.00	$189,900	$189,900 Land $81,300 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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