St. Clair County property record for 7916 Stark Dr, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,248 sqft |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,500 (Aug 2018) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-496-0088-000 |
| Primary APN | 74-14-496-0088-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 8,494 sqft (0.195 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Garage Area | 753 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7916 STARK DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 966 & 967 SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #12 |
| Legal Lot Number | 966-967 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 647000 |
7916 Stark Dr is owned and occupied by an individual who acquired it in February 2020.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7916 STARK DR, CLAY, MI 48001-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 6, 2020 | Quit Claim Deed, Transfer TIAA FSB |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional with PMI TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 201818529 |
| Deed Book / Page | 4978 / 950 |
| Last Transfer Date | Feb 29, 2020 |
| Transfer Doc | 0005160976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7916 STARK DR, CLAY, MI 48001-3032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7916 STARK DR, CLAY, MI 48001-3032 |
| Document Number | 0005635588 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 5635/588 |
| Instrument | 2023012084 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 6, 2020 |
| Property Address | 7916 STARK DR, CLAY, MI 48001-3032 |
| Document Number | 0051600976 |
| Book / Page | 005160 / 000976 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7916 STARK DR CLAY MI 480013032, CLAY, MI 48001-3032 |
| Document Number | 51600963 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 005160/000963 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 17, 2018 |
| Property Address | 7916 STARK DR, CLAY, MI 48001-3032 |
| Document Number | 0049780950 |
| Book / Page | 004978 / 000950 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,936.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 DOVETREE DR DANVILLE IN 461225500, DANVILLE, IN 46122-5500 |
| Document Number | 49780953 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 004978/000953 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
The 2025 property tax bill for 7916 Stark Dr was $5,566 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,300 (+5.59%) | $506,600 | |
| 2025 | $5,566.00 (+2.32%) Homeowner's exemption | $239,900 | |
| 2024 | $5,440.00 | $479,800 | |
| 2023 | $196,300 | ||
| 2022 | $4,986.00 | $392,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7916 Stark Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7916 Stark Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures