7875 Stark Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7875 Stark Dr, Clay, MI 48001 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1949
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$281,300 (May 2024)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	May 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-496-0110-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-496-0110-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	155 ft deep x 40 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7875 STARK DR
City	CLAY
State	MI
Zip	48001-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40' OF E 738.83' OF LOT 988, MEAS ALG N LOT LINE, E & W LINES AT RT ANG TO N LOT LINE EXC N 15' SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF DEEDSFRAC SEC 25 T3N R15E
Legal Range	15E
Legal Township	03N
Legal Section	25
Legal Subdivision	SUPRVRS ROY T GILBERTS 12-CLAY
Legal Lot Number	988
Legal Unit	988
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	647000

Owner

Source: St. Clair County records · APN 74-14-496-0110-000

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77 AMHERST RD, PLEASANT RIDGE, MI 48069-1205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2024 · Amount on Record
Deed Sale	May 03, 2024 · Amount on Record
Deed Document Number	20248131
Deed Book / Page	5710 / 775
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7875 STARK DR, CLAY, MI 48001-3031
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 AMHERST RD, PLEASANT RIDGE, MI 48069-1205

Mortgage

Document Number	0005710779
Date	May 03, 2024
Book Page	5710/779
Instrument	2024008133

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES RD, CLINTON TWP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,753.00 (+39.79%)	$127,300 (+16.47%)
2024	$3,400.00 (+10.43%)		$254,600 (+16.47%)
2023		$109,300
2022	$3,079.00		$218,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476470001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 151 individual NFIP policies nearby
Nearby Flood Policies	151 in force 122 of 151 on primary residences
Nearby Flood Claims	144 (1979–2025)
Claims Outside the SFHA	31 of 144
Most Recent Claim	Apr 2025, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.