St. Clair County property record for 7913 Stark Dr, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,637 sqft · built 2006 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,900 (Jul 2019) |
| Tax Bill | $4,076 (2025) |
| Deeds & Mortgages | Jul 2019 Sale Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-496-0113-000 |
| Primary APN | 74-14-496-0113-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,637 sqft Living Area |
| 1st Floor Area | 1,845 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 135 ft deep x 52 ft wide |
| Garage Area | 1,051 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7913 STARK DR |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W 52' OF E 870.83' OF LOT 988, MEAS ALG N LOT LINE, E & W LINES AT RT ANG TO N LOT LINE EXC N 15' SUPERVISOR ROY T GILBERT'S PLAT NO 12 AS RECORDED IN LIBER 49 OF PLATS PGS 35-36 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Range | 15E |
| Legal Township | WP |
| Legal Section | 25 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #12 |
| Legal Lot Number | 988 |
| Legal Unit | 988 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 647000 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7913 STARK DR, CLAY, MI 48001-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 5, 2019 | Warranty Deed, Transfer ASK SERVICES INC, ASK SVCS INC |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CTR LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 201913592 |
| Deed Book / Page | 5072 / 752 |
| Last Transfer Date | Mar 13, 2025 |
| Transfer Doc | 0005795979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 5, 2019 |
| Property Address | 7913 STARK DR, CLAY, MI 48001-3033 |
| Document Number | 0050720752 |
| Book / Page | 005072 / 000752 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,697.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5385 VISTA BELLE CT EAST CHINA MI 480544191, EAST CHINA, MI 48054-4191 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7913 STARK DR, CLAY, MI 48001-3033 |
| Document Number | 0048980031 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7913 STARK DR CLAY MI 480013033, CLAY, MI 48001-3033 |
| Document Number | 0048980031 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 004898/000031 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2037 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,076.00 (-41.23%) Homeowner's exemption | $292,700 (+21.1%) | |
| 2024 | $6,936.00 (+8.92%) | $585,400 (+21.1%) | |
| 2023 | $241,700 | ||
| 2022 | $6,368.00 | $483,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 policies |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 144 (1979–2025) |
| Claims Outside the SFHA | 31 of 144 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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