7909 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7909 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-21002-050`

Property Details

APN / Parcel Number

Primary APN	`985-21002-050`
Alternative APN	`559736`

Interior

Stories	2 Stories
Building Area	1,733 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Location & Zoning

Street Address	7909 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 5
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

7909 Elka Loop is owned and occupied by two individuals who acquired it in August 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7909 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Jul 6, 2017	Vendor's Lien, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025
Deed Sale	Aug 29, 2025
Prior Sale	Jul 24, 2025 · Amount on File
Deed Document Number	20251566534
Deed Book / Page	5896 / 509
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	004266/455
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 24, 2025
Property Address	7909 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005874/655
Book / Page	5874 / 655
Map Reference	VOL 34 PG 23
Instrument Date	Jul 22, 2025
Instrument	1563350
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7909 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001563351
Date	Jul 24, 2025
Instrument	1563351

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 6, 2017
Property Address	7909 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004266/455
Book / Page	4266 / 455
Map Reference	VOL 34 PG 23&24
Instrument Date	Jun 30, 2017
Instrument	1302401
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451130, LAREDO, TX 78045-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7909 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001302402
Date	Jul 6, 2017
Instrument	1302402

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7909 Elka Loop was $1,458, up 9.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,377 (-0.27%) Land $38,694 Building $248,683	$287,377 (-0.55%) Land $38,694 Building $248,683
2025	$1,458.00 (+9.71%)	$288,169	$288,971 Land $38,694 Building $250,277
2024	$1,329.00
2023		$238,156 Land $28,421 Building $209,735	$238,156 Land $28,421 Building $209,735
2022	$1,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7909 Elka Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7909 Elka Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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