7907 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7907 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 2017
Lot Size	0.063 acres (2,754 sqft)
Owner	2 Individual Names on File
Last Sale	$312,550 (Jul 2024)
Tax Bill	$954 (2024)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-21002-040`

Property Details

APN / Parcel Number

Primary APN	`985-21002-040`
Alternative APNs	`559735A` `559735`

Interior

Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	755 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Street Address	7907 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES BLK 2 LOT 4 UNDIVIDED INTEREST PROPERTY - UDI: 50.000000%
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

7907 Elka Loop is owned and occupied by two individuals who bought it in July 2024.

Source: Webb County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7907 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Vendor's Lien, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Apr 30, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	20241535648
Deed Book / Page	5692 / 698
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	004591/336
Record Updated	Oct 29, 2026

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 29, 2024
Property Address	7907 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	005692/698
Book / Page	5692 / 698
Map Reference	VOL 34 PG 23
Instrument Date	Jul 24, 2024
Instrument	1535648
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7907 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001535649
Date	Jul 29, 2024
Instrument	1535649

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2019
Property Address	7907 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004591/336
Book / Page	4591 / 336
Map Reference	VOL 34 PG 23&24
Instrument Date	Apr 29, 2019
Instrument	1359363
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 E ELM ST, LAREDO, TX 78043-1434

Mortgage

Document Number	0001359364
Date	Apr 30, 2019
Instrument	1359364

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,841 (-0.56%) Land $19,347 Building $133,494	$152,841 (-0.56%) Land $19,347 Building $133,494
2025		$153,696 Land $19,347 Building $134,349	$153,696 Land $19,347 Building $134,349
2024	$954.00
2023		$253,486 Land $28,421 Building $225,065	$253,486 Land $28,421 Building $225,065
2022	$1,655.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7907 Elka Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7907 Elka Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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