7906 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7906 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,881 sqft · built 2016
Lot Size	0.063 acres (2,754 sqft)
Owner	Individual Name on Record
Tax Bill	$1,301 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`985-21001-030`

Property Details

APN / Parcel Number

Primary APN	`985-21001-030`
Alternative APN	`559712`

Interior

Stories	2 Stories
Building Area	1,881 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Account Number	559712
Street Address	7906 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 1, LOT 3
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	1
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7906 ELKA LOOP, LAREDO, TX 78045-9043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 9, 2018	Deed of Trust, Mortgage · Construction Mortgage TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019
Deed Sale	Oct 17, 2019
Deed Document Number	1374698
Deed Book / Page	4680 / 233
Record Updated	Jun 8, 2026

October 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 17, 2019
Property Address	7906 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004680/233
Book / Page	4680 / 233
Map Reference	VOL 34 PG 23-24
Instrument Date	Oct 15, 2019
Instrument	1374698
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7906 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001374699
Date	Oct 17, 2019
Instrument	1374699

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7906 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4382/001
Date	Mar 9, 2018
Book Page	4382/001
Instrument	1322714

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 2, 2023

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,006 (+21%)	$305,029 (+21.01%)
2024	$1,301.00 (-0.99%)
2023		$252,071 Land $28,421 Building $223,650	$252,071 Land $28,421 Building $223,650
2022	$1,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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