7907 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7907 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,801 sqft · built 1999
Lot Size	0.154 acres (6,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,719 (Apr 2017)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602270-1-040`

Property Details

APN / Parcel Number

Primary APN	`602270-1-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,801 sqft Living Area
Gross Area	420 sqft
1st Floor Area	1,086 sqft
Upper Floors Area	715 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7907 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 12 FALCON CREEK PDD L 104 TOG/W 1/109TH UNDIV INT IN TR A, B, C & D TOG/W PRI RD EASE OF REC OUT OF 432-1,432-2, 432-3 & 432-4 SEG K0234 10/28/98MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FALCON CREEK PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	104
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1009
Census Tract	73133

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7907 195TH ST E, SPANAWAY, WA 98387-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FAITH MTG
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage TIMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Feb 23, 2006 · Amount on Record
Deed Document Number	2017534
Prior Transfer Date	Jul 23, 1999
Prior Transfer Doc	0000001009
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7907 195TH ST E, SPANAWAY, WA 98387-3006
Document Number	2008130650
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7907 195TH ST E SPANAWAY WA 983873006, SPANAWAY, WA 98387-3006

Mortgage

Document Number	2008130650
Date	Aug 13, 2020
Instrument	202008130650

Lender

Name	UNITED FAITH MTG
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 7, 2017
Property Address	7907 195TH ST E, SPANAWAY, WA 98387-3006
Document Number	0004070534
Map Reference	DOC9809165002
Instrument Date	Apr 5, 2017
Instrument	201704070534
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19124 97TH AVENUE CT E, PUYALLUP, WA 98375-8705

Mortgage

Document Number	0004070535
Date	Apr 7, 2017
Instrument	201704070535

Lender

Name	TIMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,600 (+8.04%) Land $170,200 Building $274,400	$444,600 (+8.04%) Land $170,200 Building $274,400
2025	$4,826.00 (-0.43%)
2024	$4,847.00 (-1.8%)	$411,500 (-4.26%) Land $167,800 Building $243,700	$411,500 (-4.26%) Land $167,800 Building $243,700
2023	$4,936.00	$429,800 Land $154,700 Building $275,100	$429,800 Land $154,700 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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