7911 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7911 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,804 sqft · built 1999
Lot Size	0.154 acres (6,710 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Apr 2026)
Tax Bill	$5,251 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602270-1-030`

Property Details

APN / Parcel Number

Primary APN	`602270-1-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,016 sqft
Upper Floors Area	788 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	514 sqft
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7911 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 12 FALCON CREEK PDD L 103 TOG/W 1/109TH UNDIV INT IN TR A,B,C & D TOG/W PRI RD EASE OF REC OUT OF 432-1,432-2, 432-3 & 432-4 SEG K0234 10/28/98MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	FALCON CREEK PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	103
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1009
Census Tract	73133

Owner

7911 195th St E is owned and occupied by two individuals who bought it in April 2026.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7911 195TH ST E, SPANAWAY, WA 98387-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Apr 13, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Jun 22, 2006 · Amount on File
Deed Document Number	2026364
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	0000000321
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2026
Property Address	7911 195TH ST E, SPANAWAY, WA 98387-3006
Document Number	0000000364
Instrument Date	Apr 8, 2026
Instrument	2026364
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860,984.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 195TH ST E, SPANAWAY, WA 98387-3006

Mortgage

Document Number	0000000365,
Date	Apr 13, 2026
Instrument	202613365

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2026
Property Address	7911 195TH ST E, SPANAWAY, WA 98387-3006
Document Number	0000000364
Instrument Date	Apr 8, 2026
Instrument	2026364
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860,984.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7911 195TH ST E, SPANAWAY, WA 98387-3006

Mortgage

Document Number	0000000365,
Date	Apr 13, 2026
Instrument	202613365

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7911 195TH ST E, SPANAWAY, WA 98387-3006
Document Number	2006010204
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7911 195TH ST E SPANAWAY WA 983873006, SPANAWAY, WA 98387-3006

Mortgage

Document Number	2006010204
Date	Jun 1, 2020
Instrument	202006010204

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7911 195th St E was $5,251, up 3.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,251.00 (+3.94%)	$467,100 (-1.41%) Land $170,200 Building $296,900	$467,100 (-1.41%) Land $170,200 Building $296,900
2025	$5,052.00 (-0.41%)	$473,800 (+9.68%) Land $167,800 Building $306,000	$473,800 (+9.68%) Land $167,800 Building $306,000
2024	$5,073.00 (-2.18%)	$432,000 (-4.61%) Land $167,800 Building $264,200	$432,000 (-4.61%) Land $167,800 Building $264,200
2023	$5,186.00	$452,900 Land $154,700 Building $298,200	$452,900 Land $154,700 Building $298,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7911 195th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7911 195th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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