7903 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7903 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,568 sqft · built 1959
Lot Size	0.363 acres (15,804 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2025)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Dec 2021 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-21-43-0034`

Property Details

APN / Parcel Number

Primary APN	`07-027-21-43-0034`
Alternative APN	`284973400`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Basement Area	1,056 sqft
Finished Basement	200 sqft
Unfinished Basement	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,804 sqft (0.363 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7903 GRESHAM LN S
City	COTTAGE GROVE
State	MN
Zip	55016-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 9 BLOCK 2 SUBDIVISIONCD 28497
Legal Range	21W
Legal Township	27N
Legal Section	07
Legal Subdivision	THOMPSON'S GROVE 8TH ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1018
Census Tract	71400

Owner

7903 Gresham Ln S is owned and occupied by two individuals who bought it in March 2025.

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7903 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY & COUNTY CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNTY CU
Feb 12, 2018	Deed of Trust, Mortgage CITY & COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Deed Document Number	20251294246
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0001256626
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	7903 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001278264
Date	Dec 20, 2021
Instrument	1278264

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 12, 2031

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	7903 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001275409
Date	Jul 13, 2021
Instrument	1275409

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	7903 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001252031
Date	Feb 12, 2018
Instrument	1252031

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (+14.88%) Homeowner's exemption
2025		$344,200 (+3.8%) Land $110,000 Building $234,200	$344,200 (+3.8%) Land $110,000 Building $234,200
2024		$331,600 (+5.04%) Land $100,000 Building $231,600	$331,600 (+5.04%) Land $100,000 Building $231,600
2023	$3,816.00
2022		$315,700 Land $114,500 Building $201,200	$315,700 Land $114,500 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7903 Gresham Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7903 Gresham Ln S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Gresham Ln S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures