7900 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7900 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1959
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Oct 2019)
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027-21-43-0022`

Property Details

APN / Parcel Number

Primary APN	`07-027-21-43-0022`
Alternative APN	`284972800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7900 GRESHAM LN S
City	COTTAGE GROVE
State	MN
Zip	55016-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 17 BLOCK 1 SUBDIVISIONCD 28497
Legal Range	21W
Legal Township	27N
Legal Section	07
Legal Subdivision	THOMPSON'S GROVE 8TH ADD
Legal Block	1
Legal Lot Number	17
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1012
Census Tract	71400

Owner

7900 Gresham Ln S is owned and occupied by an individual who bought it in October 2019.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	7900 GRESHAM LN S, COTTAGE GROVE, MN 55016-2676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	20191261586
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Oct 4, 2019
Property Address	7900 GRESHAM LN S, COTTAGE GROVE, MN 55016-2676
Document Number	0001261586
Instrument Date	Sep 26, 2019
Instrument	1261586
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Tax	$722.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 GRESHAM LN S, COTTAGE GROVE, MN 55016-2676

Mortgage

Document Number	0001261588
Date	Oct 4, 2019
Instrument	1261588

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Mortgage

Document Number	0001261587
Date	Oct 4, 2019
Instrument	1261587

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DENVER, CO 80204

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7900 Gresham Ln S was $3,568 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00 Homeowner's exemption
2025		$285,600 (+3.59%) Land $110,000 Building $175,600	$285,600 (+3.59%) Land $110,000 Building $175,600
2024		$275,700 Land $100,000 Building $175,700	$275,700 Land $100,000 Building $175,700
2023	$3,198.00
2022		$268,200 Land $114,500 Building $153,700	$268,200 Land $114,500 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7900 Gresham Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7900 Gresham Ln S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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