7897 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7897 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1959
Lot Size0.317 acres (13,800 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Jan 2022)
Tax Bill$4,084 (2026)
Deeds & MortgagesJan 2022 Transfer
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-027-21-43-0035

Property Details

APN / Parcel Number

Primary APN07-027-21-43-0035
Alternative APN
  • 284973450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
Basement Area1,056 sqft
Finished Basement600 sqft
Unfinished Basement456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,800 sqft (0.317 acres)
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7897 GRESHAM LN S
CityCOTTAGE GROVE
StateMN
Zip55016-2636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 10 BLOCK 2 SUBDIVISIONCD 28497
Legal Range21W
Legal Township27N
Legal Section07
Legal SubdivisionTHOMPSON'S GROVE 8TH ADD
Legal Block2
Legal Lot Number10
JurisdictionWASHINGTON MN
Township / Civil DivisionCOTTAGE GROVE
Census Block Group1
Census Block1018
Census Tract71400

Owner

7897 Gresham Ln S is owned and occupied by an individual who bought it in January 2022.

Source: Washington County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address7897 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 4, 2019Warranty Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2022 · Amount on File
Deed SaleJan 18, 2022 · Amount on File
Deed Document Number20221278911
Prior Transfer DateJan 13, 2022
Prior Transfer Doc0001278911
Record UpdatedSep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON MN
Recording DateJan 18, 2022
Property Address7897 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Document Number0001278911
Instrument DateJan 13, 2022
Instrument1278911
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7897 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MN
Recording DateApr 4, 2019
Property Address7897 GRESHAM LN S, COTTAGE GROVE, MN 55016-2636
Document Number0004189159
Instrument DateMar 29, 2019
Instrument4189159
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyPREMIER TITLE INSURANCE AGENCY, PREMIER TITLE INS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,468.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6822 94TH CV S COTTAGE GROVE MN 550163952, COTTAGE GROVE, MN 55016-3952

Mortgage

Document Number4189160
DateApr 4, 2019
Instrument4189160
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7897 Gresham Ln S was $4,084 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCottage Grove City
CountyWashington County
Unified School DistrictSouth Washington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,084.00 Homeowner's exemption
2025$322,700 (+3.16%) Land $110,000 Building $212,700$322,700 (+3.16%) Land $110,000 Building $212,700
2024$312,800 Land $100,000 Building $212,800$312,800 Land $100,000 Building $212,800
2023$3,658.00
2022$303,500 Land $114,500 Building $189,000$303,500 Land $114,500 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7897 Gresham Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7897 Gresham Ln S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCottage Grove
serves 42,760 people · EPA ID MN1820004
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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