Frederick County property record for 7903 Clover Hill Dr, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,714 sqft · built 1969 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Apr 2026) |
| Tax Bill | $5,986 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-426199 |
| Primary APN | 21-426199 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,498 sqft |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,068 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 426199 |
|---|---|
| Street Address | 7903 CLOVER HILL DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 2 BLK D .69 AC E/S CLOVER HILL DR. CLOVER HILL |
| Legal Subdivision | CLOVER HILL |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 751201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2022 | Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 28, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Sep 13, 2018 | Trustee's Deed, Foreclosure VILLAGE SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | May 25, 2022 · Amount on File |
| Deed Book / Page | 17831 / 354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 1783000354 |
| Book / Page | 17831 / 354 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604,990.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 1783000360, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 17831/360 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 0178310354 |
| Book / Page | 17831 / 354 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604,990.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 1783000360, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 17831/360 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 25, 2022 |
| Property Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 0159400104 |
| Book / Page | 15940 / 104 |
| Map Reference | MB 4 FO 153 |
| Instrument Date | May 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 0015940110 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 15940/110 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 28, 2019 |
| Property Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 0128920083 |
| Book / Page | 012892 / 000083 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7903 CLOVER HILL DR FREDERICK MD 217022907, FREDERICK, MD 21702-2907 |
| Document Number | 128920089 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 012892/000089 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 13, 2018 |
| Property Address | 7903 CLOVER HILL DR, FREDERICK, MD 21702-2907 |
| Document Number | 0126180383 |
| Book / Page | 012618 / 000383 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 24, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $238.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3030 MANASSAS VA 201080912, MANASSAS, VA 20108-0912 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,986.00 (+8.96%) | $477,767 (+17.88%) | $514,000 (+26.82%) Land $128,600 Building $385,400 |
| 2024 | $5,494.00 (+12.17%) | ||
| 2023 | $4,898.00 | $405,300 Land $94,000 Building $311,300 | $405,300 Land $94,000 Building $311,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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