6994 Clover Hill Dr, Frederick, MD 21702 Property Records

Frederick County property record for 6994 Clover Hill Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,933 sqft · built 1963
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2023)
Tax Bill	$3,904 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-406724`

Property Details

APN / Parcel Number

Primary APN	`21-406724`
Alternative APN	`406724`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,933 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,333 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	518 sqft
Carport	Carport
Carport Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	406724
Street Address	6994 CLOVER HILL DR
City	FREDERICK
State	MD
Zip	21702-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT32,PT 3 100X200 CLOVER HILL DR WEST HILLS
Legal Subdivision	WEST HILLS 2
Legal Lot Number	32
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3028
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6994 Clover Hill Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6994 CLOVER HILL DR, FREDERICK, MD 21702-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Deed Book / Page	16548 / 1
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0095650181
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2023
Property Address	6994 CLOVER HILL DR, FREDERICK, MD 21702-2804
Document Number	0165480001
Book / Page	16548 / 1
Map Reference	MB 4 FO 45
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7109 FERN CT, MIDDLETOWN, MD 21769-7445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6994 CLOVER HILL DR, FREDERICK, MD 21702-2804

Mortgage

Document Number	0001654811
Date	Aug 7, 2023
Instrument	16548/11

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,300	$392,400 Land $128,900 Building $263,500
2024	$3,904.00 (+18.27%)
2023	$3,301.00 (+4.63%) Homeowner's exemption	$269,100 (+4.72%) Land $77,300 Building $191,800	$269,100 (-) Land $77,300 Building $191,800
2022	$3,155.00 Homeowner's exemption	$256,967	$269,100 Land $77,300 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6994 Clover Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6994 Clover Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20