7901 Clover Hill Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7901 Clover Hill Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,079 sqft · built 1965
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Oct 2000)
Tax Bill$4,650 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-406805

Property Details

APN / Parcel Number

Primary APN21-406805
Alternative APN
  • 406805

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,079 sqft Living Area
Gross Area2,754 sqft
1st Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number406805
Street Address7901 CLOVER HILL DR
CityFREDERICK
StateMD
Zip21702-2907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 1 , BLK D .75 AC CLOVER HILL
Legal SubdivisionCLOVER HILL
Legal BlockD
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2021
Census Tract751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7901 CLOVER HILL DR, FREDERICK, MD 21702-2907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWER FCU
Apr 6, 2018Deed of Trust, Mortgage · Line of Credit
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2000 · Amount on Record
Deed SaleOct 31, 2000 · Amount on Record
Prior SaleApr 7, 2000 · Amount on Record
Deed Document Number20006944
Deed Book / Page2778 / 1068
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7901 CLOVER HILL DR, FREDERICK, MD 21702-2907
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0162510262
DateDec 6, 2022
Book Page16251/262
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueOct 25, 2032

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7901 CLOVER HILL DR, FREDERICK, MD 21702-2907
Document Number0123850118
Instrument DateApr 6, 2018
Transaction TypeMortgage
Record UpdatedMay 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7901 CLOVER HILL DR FREDERICK MD 217022907, FREDERICK, MD 21702-2907

Mortgage

Document Number0123850118
DateApr 27, 2018
Book Page012385/000118
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 26, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,800 (+22.96%) Land $130,800 Building $288,000$418,800 (+22.96%) Land $130,800 Building $288,000
2025$4,650.00 (+14.87%)
2023$4,048.00 Homeowner's exemption$340,600 Land $96,600 Building $244,000$340,600 Land $96,600 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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