790 Split Hoof Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 790 Split Hoof Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2022
Square Footage	3,066 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$528,717 (2022)
Tax Bill	$4,877.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`272531498900013220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,066 sqft Heated Area
Gross Area	3,745 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Fence	Fence
Porch	Open Porch
Porch Area	130 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	790 SPLIT HOOF DR
City	SAINT CLOUD
State	FL
Zip	34771-9186
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNBROOKE PH 2 PB 29 PGS 182-186 LOT 322
Legal Subdivision	SUNBROOKE
Legal Phase	2
Legal Lot Number	322
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records · APN 272531498900013220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	790 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Doc Number	2022169328
Deed Book / Page	6318 / 2901
Record Refreshed	Jun 08, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	790 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Document Number	0063182901
Book / Page	6318 / 2901
Map Reference	MB 29 PG 182
Instrument Date	Nov 21, 2022
Instrument	2022169328
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,701.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186

Mortgage

Document Number	0063182903
Date	Nov 22, 2022
Instrument	6318/2903

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 (+7.49%) Homeowner's exemption	$341,434 (+6.52%)	$449,700 (+3.93%) Land $80,000 Building $369,700
2023	$4,537.00 (+441.41%) Homeowner's exemption	$320,537 (+434.23%)	$432,700 (+621.17%) Land $70,000 Building $362,700
2022	$838.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 83% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 109 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.